Task occupation pit

Second, the functions and advantages of trust

The advantages and functions of trust are as follows: 1. Separation of ownership, management and beneficial right of trust property. Legally, the trust property is placed in the name of the trustee. The trustee enjoys the property right of the trust property in accordance with the law and trust documents, and has the right to manage, use and dispose of the trust property in his own name. The trustor and beneficiary do not manage and dispose of the trust property, but the benefits generated by the trust belong to the beneficiary. The beneficiaries of trust products can be themselves (self-beneficial trust) or others (other-beneficial trust). This kind of investment method and the flexibility of products are lacking by brokers, banks and fund companies. 2. Trust property has legal independence. According to relevant laws and regulations, trust has the function of confidentiality. Once a person's legal property has passed the legal trust form, the debt relationship between the principal, the trustee (trust company) and the beneficiary will no longer be investigated. So that the beneficiary can enjoy the debtor's rights to the trust property before the principal or the trustee. Even if the trust company goes bankrupt, the trust property can be completely handed over to other trust companies for continued management. Therefore, it protects the independence and security of trust property to the maximum extent in law, has certain stability and long-term, and is more suitable for long-term planning of property transfer and property management. 3. Diversification of trust property. Everything with monetary value, whether it is movable property (cash, precious metals, securities, etc.). ) or real estate (real estate, production equipment, etc. ), property rights (property use rights, ownership, etc. ) or creditor's rights (equity, charging rights, etc.). ), whether tangible or intangible, can be used as trust property to set up a trust; As long as it does not violate the mandatory provisions of the law and public order, the client can create trusts for various purposes; Trust has a wide range of applications and a wide variety of trust products. Therefore, trust is also called "financial department store". 4. Diversification in the investment field. At present, trust companies are the only financial institutions that are allowed to operate in the capital market, money market and industrial investment market at the same time. Trust companies will hand over the personal funds raised through trust to professionals, and make use of the diversification of trust investment fields to make portfolio investment, which can effectively reduce investment risks to a certain extent and maximize investors' income.

3. What does a trust company do? What is the specific business?

Trust company is a non-bank financial institution, which is mainly committed to providing trust services and financial consulting services for individuals, enterprises and governments. Its business in the field of financing covers many aspects, such as private wealth management, fund management, asset management, investment management, risk management, financial leasing and enterprise restructuring, acquisition and merger. The following are some specific businesses of trust companies:

1. wealth management: help individuals or families manage their property, including portfolio management, fund management, estate planning and tax consultation.

2. Asset management: managing and protecting assets for individuals, companies or governments, such as distributing trust assets, trust custody, asset inheritance and management plans.

3. Investment management: providing clients with investment portfolios, such as managing stocks, bonds, real estate and commodities.

4. Risk management: Help customers manage financial risks, such as basic risk assessment and asset protection.

5. Economic consultation: provide customers with business consulting services such as business strategy, market analysis and enterprise planning.

6. Entrusted loans: provide financing loans to customers, such as personal consumption loans, commercial loans, equity loans, etc.

7. Trust investment: It is one of the core businesses of trust companies, aiming at providing clients with investment management and income distribution of trust assets.

It should be noted that the trust company's business has certain financial complexity and risks, which need to be fully evaluated and managed, and at the same time, it needs to strictly abide by the regulatory and normative requirements to ensure that

4. What are the advantages of trust companies participating in mergers and acquisitions?

(1) Flexible trading structure. Trust participates in various acquisition modes through issuing trust plans and cooperation between ministries and agencies. , and can adopt the structural design such as the combination of shares and bonds, priority, reasonably enlarge leverage, flexibly allocate funds, and effectively control risks.

(2) I have several years of experience in mezzanine financing and structured financing of trust companies in the real estate industry, which can be transferred to non-real estate fields and from the real estate industry.

(3) the ability to invest a lot of money. Trust companies can raise funds in the form of funds, which is flexible and simple, and can raise a lot of funds to invest in M&A projects. When the bank's M&A loan is limited, the trust will form dislocation competition.

(4) privacy. Can help the acquirer to carry out the acquisition without exposing the principal.