Guangzhou Tianhe will continue to strengthen the work of "six guarantees", do a good job of "six guarantees", persist in actively meeting the needs of enterprises, assist enterprises to smooth the industrial chain, supply and demand chain and capital chain, make every effort to "supply oxygen by blood transfusion" for enterprises, and effectively solve the problems of "difficulty in lending" for enterprises and "difficulty in lending" for financial institutions.
Is enterprise financing difficult to solve? The entire online loan application arrived on the same day.
"We didn't expect to give a' cloud tax loan' loan of 3 million yuan according to the company's application and tax information. It took less than 5 minutes from the application to the account, which provided timely financial support for the production and operation of the enterprise. " Feng, chief financial officer of Guangdong Danli Technology Co., Ltd., expressed surprise at the speed at which the loan arrived.
In Tianhe, Guangdong Danli Technology Co., Ltd. is a high-tech enterprise integrating software development, medical device sales and new drug research and development. After the outbreak of the epidemic, the company's business and capital needs are relatively large. Through the "silver tax interaction", the company got the loan in a short time.
Feng revealed that Tianhe District Taxation Bureau actively publicized a series of tax policies to support epidemic prevention and control and resumption of production, and arranged special personnel to answer questions about tax credit and "bank-tax interaction" policies that enterprises care about. Tianhe Sub-branch of CCB also took the initiative to understand the business situation and capital demand of the enterprise for the first time to help the enterprise develop.
Tax authorities join hands with bank financial institutions to build a bridge of "interaction between banks and taxes" and transform tax credit into financing credit, which not only helps enterprises to expand financing channels, but also helps financial institutions to actively meet the needs of enterprises and provide financial services accurately.
The reporter learned from the meeting that "bank-tax interaction" is to establish a cooperation mechanism through tax authorities, banking supervision departments and banking financial institutions to combine taxpayers' tax credit and financing credit, and help taxpayers who are honest according to law to obtain more favorable financial service products and reduce financial pressure. It has the advantages of "pure credit, no guarantee, online and wide coverage", and the business application scope of the "bank-tax interaction" platform has been changed from the original tax credit A and B to.
Tianhe District taxation, commercial finance, industrial credit, banking and other departments have established the working mechanism of "interaction between banks and taxes" to serve enterprises to resume production and market, and take this opportunity to further deepen cooperation among departments, highlight "precise assistance", speed up the work of tax credit evaluation and repair, enjoy enterprise demand information, approve and issue credit loans, and improve the quality and efficiency of "interaction between banks and taxes". Eligible enterprises can handle the whole process through the Internet.
According to the staff of Tianhe District Taxation Bureau, good tax credit is an important prerequisite for enterprises to obtain "bank-tax interaction" financing support. Many enterprises can meet the audit conditions of "bank-tax interaction" by trying to repair tax credit.
The data shows that at present, the total number of taxpayers with A, B and M tax credit in Tianhe District has reached 2 1 10,000. Tianhe District Taxation Bureau plays the role of tax credit monitoring and early warning in Guangdong Province, including enterprises with the intention of "bank-tax interaction" in the "key attention list", implementing monthly smart SMS reminders, making full use of tax credit evaluation and credit repair policies, guiding untrustworthy taxpayers to correct as soon as possible, and speeding up the processing of their credit re-evaluation, supplementary evaluation and repair applications.
Multi-sectoral linkage? Actively docking and accurately helping enterprises
It is understood that tax authorities and banking financial institutions have always had a good foundation in the cooperation of "interaction between banks and taxes". Since the release of the working mechanism of "interaction between banks and taxes" service enterprises in Guangzhou in April this year, Tianhe District Taxation Bureau has actively strengthened the docking with the District Commercial Finance Bureau, the District Bureau of Industry and Information Technology and the banking financial institutions in the region, and actively promoted the effectiveness of this working mechanism in Tianhe District. Especially in the sharing of enterprise demand information, strengthen linkage, speed up response, and provide accurate help for enterprises.
This year, Tianhe District Taxation Bureau screened out the list of key enterprises related to epidemic prevention and control and resumption of production in this area through big data, and took the initiative to carry out special activities for taxpayers to strengthen tax credit and "interaction between banks and taxes". With the help of the working mechanism of "bank-tax interaction" service enterprises to resume production and market, the bureau also took the initiative to collect more than 0/00 small and medium-sized enterprises/kloc-households that had declared their financing needs to government departments in the early stage, and found out whether they had the intention to apply for "bank-tax interaction" credit loans one by one, so as to strengthen communication with banks and provide accurate services.
The reporter learned at the meeting that cooperative banks such as China Construction Bank and Industrial and Commercial Bank of China are also actively exerting the policy effect of "interaction between banks and taxes", and increasing financing support for small and micro enterprises by innovating products, speeding up examination and approval, and increasing credit support.
According to Chen Lihua, president of Tianhe Sub-branch of China Construction Bank, Tianhe Sub-branch of China Construction Bank has granted credit of 654.38+65 billion yuan to 365 small and micro enterprises and issued loans of 330 million yuan this year. In particular, we will focus on supporting small and micro enterprises and individual industrial and commercial households, lowering the threshold of trapped enterprises, lowering interest rates and increasing credit supply.
According to the person in charge of the Industrial and Commercial Bank of China, the bank's "bank-tax interaction" product "Tax Easy Pass" is also widely welcomed by small and micro customers. From the customer's authorization application on the "bank-tax interaction" platform to the loan funds, it can be realized as soon as possible. As of March this year, more than 100 enterprises have applied for financing through the "bank-tax interaction" platform, successfully approved more than 4,000 households and issued 400,000 loans.