The housing provident fund consists of two parts: individual payment and unit payment, and the proportions paid by individuals and units are the same. That is to say, if your personal payment is 500 yuan per month, the unit will also pay you. I need to pay you another 500 yuan, so that the money entering your personal provident fund account is 1,000 yuan. If you don’t buy a house or renovate it while you are working, the housing provident fund will have to wait until you retire before you can withdraw it. Because the employer pays for you, the money in your personal account is 2% of your personal contribution. times, the part paid by you and the part paid by the employer (that is, doubled) will be returned to you with interest when you retire.