Due to the outbreak of the epidemic, all walks of life are facing a large-scale impact in history. In order to let more enterprises tide over the difficulties, the state has strengthened its support for corporate tax loans. Tax loan is a credit loan for small and medium-sized enterprises and individual industrial and commercial households, and no collateral is needed. It is jointly launched by banks and tax authorities. So, who are the applicants for tax loans?

Who is the applicant for the tax credit?

1 Pay taxes normally, and there is no unpaid tax or overdue fine in the current tax account; The tax payment record has been completed for two consecutive years, and the tax payment credit rating in the last two years is above Grade B (inclusive).

(two) continuous business for more than 3 years, business owners in the industry for 5 years, the last 2 years to maintain a profit or no loss.

3. The borrower, the business owner and their spouses have no bad credit records in the borrowing financial institutions and other known financial institutions.

4. The borrower shall open an enterprise or individual settlement account in the loan financial institution as its sales payment account, and there shall be no more than three financing banks for operation.

Summary: For individuals and enterprises that want to apply for tax loans, the debt ratio should not be too high, and the number of banks that enterprises give credit loans generally does not exceed three. At the same time, it also needs to have a certain solvency. What can't be ignored is that the number of tax delays and violations by enterprises can't exist in the case of unpaid late fees.