The upper limit of provident fund deposits in Beijing is implemented in accordance with national regulations. The specific amount will be adjusted according to national policies and relevant laws and regulations. Currently (2021) the upper limit of provident fund deposits in Beijing is 24,642 yuan/ moon. At the same time, according to national regulations, the maximum amount of individual employee contributions shall not exceed 20% of their own salary. It should be noted that different regions and enterprises may make corresponding adjustments according to actual conditions, and the specific deposit upper limit is subject to local policies and requirements.
Personal housing provident fund payment preparation materials generally include the following:
1. Copy of ID card: Provide the original ID card and a copy as proof of personal identity.
2. Copy of household registration book: Provide the original household registration book and a copy as proof of household registration information.
3. Labor contract or employment agreement: used to prove an individual’s work unit and position, and to determine the nature of the individual’s work and salary level.
4. Copy of salary card: Provide the original and copy of your personal salary card to prove your personal salary income.
5. Copy of social security card: Provide the original and a copy of your personal social security card to prove your social security payment status.
6. Copy of house purchase contract and property ownership certificate: If you are purchasing a house and applying for a housing provident fund loan, you need to provide the original and copy of the house purchase contract and property ownership certificate.
7. Personal bank statement: Provide the original and a copy of the personal bank statement to prove your personal financial status.
8. Personal tax certificate: Provide the original personal tax certificate and a copy to prove your personal tax status.
Based on the above, the payment ratio and payment base of individual housing provident funds should be set in accordance with relevant regulations and cannot be changed at will. At the same time, it is recommended to pay the provident fund in time to avoid affecting subsequent housing provident fund loans and withdrawals.
Legal basis:
Article 16 of the "Housing Provident Fund Management Regulations"
The monthly payment amount of the employee's housing provident fund shall be the employee's monthly average in the previous year The salary is multiplied by the employee housing provident fund contribution ratio. The monthly payment and deposit amount of the housing provident fund paid by the unit for its employees is the employee's average monthly salary in the previous year multiplied by the unit's housing provident fund payment and deposit ratio.
Article 17 New employees who join the workforce will start to pay housing provident fund from the second month of starting work. The monthly deposit amount is the employee’s monthly salary multiplied by the employee housing provident fund payment ratio. Newly transferred employees from the unit shall contribute to the housing provident fund from the date when the transferred unit pays wages. The monthly payment amount shall be the employee's monthly salary multiplied by the employee housing provident fund contribution ratio.
Article 19 The housing provident fund paid by individual employees shall be withheld and paid by the unit from their wages every month.