How to withdraw Nanchang provident fund for non-first-time home purchase?

Not the first time:

If an employee applies for the use of (non-first-time) housing provident fund due to the purchase of owner-occupied housing and does not need to apply for a housing provident fund loan, he can withdraw the balance in a housing provident fund account within two years of buying a house (the starting time shall be subject to the time specified in the valid certification materials), and the accumulated withdrawal amount shall not exceed the actual purchase price (excluding the loan amount).

Extraction method:

Wechat withdrawal-Applicants (property owners and their spouses) can apply for withdrawal of housing provident fund through WeChat within two years due to house purchase (the withdrawal amount is calculated by combining), and the withdrawal amount does not exceed the account balance within one year of house purchase, and the withdrawal funds are transferred to their bank card accounts.

Counter withdrawal-applicants (property owners, property owners' spouses and their immediate family members) can apply for withdrawal of housing provident fund at the counter within two years of purchasing a house (the withdrawal amount is calculated in combination), and the withdrawal amount does not exceed the account balance within one year of purchasing a house, and the withdrawal funds are transferred to the applicant's bank card account.

* Employees' purchase of self-occupied housing in different places conforms to the principle of two places, that is, if the place of purchase is the domicile of the employee's spouse or immediate family members or the place where the housing provident fund is deposited, they can apply for withdrawal of the housing provident fund in accordance with the provisions of the preceding two paragraphs.

Relevant certificates and extraction certification materials to be submitted:

1, a copy of the withdrawal statement of Nanchang housing provident fund (at the time of withdrawal at the counter);

2. Original ID card;

3. The original personal bank card provided by Bank of China (or ICBC or CCB) extracted from the counter, and the original joint card for providing housing provident fund extracted by agreement (no card can be handled on site);

4 more than two people (including two people) to buy a house, provide the original marriage certificate, household registration book or proof of immediate family members;

5. If you buy a house in a different place, you need to provide the original residence booklet of the employee, spouse or immediate family member where the house is purchased or the proof of housing provident fund deposit;

6. According to the purchase type, provide the purchase voucher:

I. Purchase of commercial housing (including affordable housing):

(1) The original registration certificate of the house purchase contract or the online signing contract for the sale of commercial housing registered by the real estate management department (subject to the filing time);

(2) The original payment invoice or special tax bill for the total payment.

B buy a second-hand house:

(1) Original certificate of immovable property right (from the issuing time);

(2) Original deed tax payment certificate and ordinary VAT invoice;

C paid workers in agricultural registered permanent residence buy farm houses in their places of origin:

(1) original household registration book;

(2) The original purchase agreement (from the time of purchase agreement).

D. purchase of public housing:

(1) original housing reform approval form;

(2) The original contract for the sale of public housing;

(3) Original purchase invoice or receipt (from the specified time).

E. Purchase of resettlement houses:

(1) Original compensation agreement for house demolition and resettlement;

(2) the original payment receipt or resettlement certificate (from the specified time);

(3) The original demolition certificate (indicating the detailed address, area and compensation amount of the house to be demolished).

Precautions:

1. If a spouse or immediate family member applies for withdrawal at the same time, the original marriage certificate and household registration book are also required.

2. Employees should apply for withdrawal of housing provident fund. If you can't apply for the counter in person, you can entrust your spouse or immediate family members or your unit to store employees as agents. When the agent comes to pick up the documents, he must also provide the original ID card of the client and the original certificate of relationship with the client (the spouse is a marriage certificate, and the immediate family member is a household registration book or a certificate of immediate family member).

3. When extracting WeChat, the uploaded documents and materials need to be photographed by the original, and the pictures should be clear and debatable; The real estate license number must be entered in strict accordance with the full characters of the certificate.

4. Relevant policies and business handling guidelines can be inquired through the website, WeChat official account, mobile APP or obtained from the management center.

Processing flow:

1, WeChat extraction process:

Individuals log in to the official WeChat account of Nanchang Provident Fund-select the corresponding extraction business type-input information, take photos and upload materials-review and approval by the management center-payment by the management center.

2. Counter extraction process:

Personal Application-Management Center Approval (Counter Withdrawal)-Management Center Payment

3. Extraction process of entrustment agreement:

Personal application-approved by the management center (counter withdrawal-signing agreement)-paid by the management center.

Time limit for processing: take it from the counter-if the materials are true and complete, it will be settled at that time; In case of doubt, the approval opinions of agreeing or disagreeing to sign the agreement or withdrawing shall be made within three working days.

Wechat Extraction-The management center will give approval or disapprove the extraction within three working days.

Business acceptance time:

Monday to Friday 9: 00 am-65438+2: 00 pm 65438+3: 30 pm-65438+7: 00 pm.

Business acceptance address:

1, Town Hall of Nanchang Housing Provident Fund Management Center

Address: Floor 3, Real Estate Trading Market, Xiangjiang Road, Fenghuangzhou, Honggutan New District, Nanchang.

2 Nanchang Housing Provident Fund Management Center in Nanchang County Office

Address: Floor 3, County Construction Bank, Hu Cheng West Road 1088, Li Antang Town, Nanchang County.

3. Office of Nanchang Housing Provident Fund Management Center in New District

Address: No.42, Mainan Road, Xinjian District.

4. Nanchang Housing Provident Fund Management Center in Jinxian County Office

Address: Xiaogan Road, Jinxian County