First, the residents' medical insurance financing standards
In 2023, the standard of residents' medical insurance financing is not lower than that of 960 yuan. Among them, the per capita financial subsidy standard is not less than 6 10 yuan; The individual payment standard is 350 yuan/person.
Two, the difficult groups enjoy the insurance subsidy policy.
Persons with special difficulties who identify themselves and pay fees before the end of the centralized collection period of residents' medical insurance can enjoy the insurance subsidy; Those who pay after the centralized collection period only enjoy the dynamic insurance and do not enjoy the insurance subsidy (except orphans and minors who are actually left unattended). Newborns in families with special difficulties who meet the medical subsidy policy can enjoy the corresponding identity of the insured within 90 days (including 90 days) from the date of birth. Aid recipients with multiple identities shall be funded according to the principle of focusing on the high and not repeating. If the identity attribute changes during the year, no secondary funding will be provided.
(A) full funding targets and standards
Poverty-stricken people, orphans, minors who are actually left unattended, retrenched old workers in the early 1960s, people with mental disorders who cause trouble, "two families" and family members with special family planning, low-income recipients, people who are prone to poverty and return to poverty in rural areas (unstable families out of poverty, marginal families prone to poverty) and people with sudden serious difficulties, and severely disabled people who hold the Certificate of the People's Republic of China and the People with Disabilities issued by Gui 'an, Guiyang (I)
(two) the target and standard of fixed funding
1. The stable population out of poverty will be funded according to the standard of per capita 120 yuan.
2. The elderly who are over 60 years old and the minors who are under 18 years old in the marginal families with minimum living allowance will be subsidized according to 30% of the individual payment standard (105 yuan).
III. Time limit for collection and treatment, and enjoyment of rights and interests
(1) Time limit for collection and payment
In 2023, the individual payment of residents' medical insurance will continue to adopt centralized collection, supplemented by sporadic collection. The collection period is divided into centralized collection period and sporadic collection period.
1. Centralized collection period
20 October, 2022 to 3 March, 20231day.
2. Sporadic collection period
(1) Ordinary people: April 2023 1 day to March 2023 10/day.
(2) Specific groups (ex-servicemen, unemployed spouses, employees who have changed their medical insurance to residents' medical insurance) and people with special difficulties: from April 1 day to February 3 1 day.
(3) Newborns: from April 1 day in 2023 to March 3 1 day in 2024, of which only the month of 2023 1 day to March 3 1 day is collected.
(2) enjoyment of rights and interests
1. Ordinary people. Ordinary people who participate in the insurance during the centralized collection period will pay the insurance premium according to the standard of 350 yuan/person, and enjoy the medical insurance benefits for residents from 2023 1 month 1 day. The people who pay in the sporadic collection period shall pay the insurance premium according to the standard of 960 yuan/person, and enjoy the residents' medical insurance benefits after 60 days (excluding 60 days) from the date of payment.
2. The low-income recipients, the stable poverty-stricken population, the rural poverty-prone population and other recipients are subject to dynamic insurance throughout the year, and the payment is not limited by the centralized collection period. Those who pay during the centralized collection period will enjoy the insurance subsidy and enjoy the residents' medical insurance benefits from 2023 1 month 1 day. If the payment is made during the sporadic collection period, the insurance premium shall be paid according to the standard of 350 yuan/person, and the residents' medical insurance benefits shall be enjoyed from the date of payment, but the insurance subsidy shall not be enjoyed.
3. Retired soldiers and their spouses. Unemployed spouses in the army in the year when soldiers retired from active service and in the year when soldiers retired from active service will participate in residents' medical insurance, and the payment will be subject to the restriction of centralized collection period. If they pay the insurance fee according to the standard of 350 yuan/person, they will enjoy residents' medical insurance benefits from 2023 1 month 1 day; Pay in the sporadic collection period, and enjoy residents' medical insurance benefits from the date of payment.
4. Newborns. A 90-day dynamic insurance policy was implemented in the year of birth. During the sporadic collection period, if the newborn uses household registration information to apply for insurance registration and pay fees within 90 days (including 90 days) from the date of birth, the insurance premium will be paid according to 350 yuan/person, and the residents will enjoy medical insurance benefits from the date of birth; If the insurance premium is paid after 90 days (excluding 90 days) from the date of birth, the insurance premium will be paid according to 960 yuan/person, and residents will enjoy medical insurance benefits after 60 days (excluding 60 days) from the date of payment.
5. Workers' medical insurance will be transferred to residents' medical insurance personnel, and a 90-day dynamic insurance policy will be implemented. Those who participate in employee medical insurance can participate in residents' medical insurance within 90 days (including 90 days) after the employee medical insurance is suspended, pay the insurance premium according to the 350 yuan/person standard, and enjoy the residents' medical insurance benefits from the date of payment; If the payment is made for more than 90 days (excluding 90 days), the insurance premium shall be paid according to the standard of 960 yuan/person, and residents' medical insurance benefits shall be enjoyed after 60 days (excluding 60 days) from the payment date.
6 student groups in principle to the school as a unit, in the school where the residents to participate in medical insurance. If you are a student with special difficulties who enjoys government-funded insurance or have a specific payment situation (such as collective economic withholding, enterprise funding, etc.), you can choose to participate in the insurance at your domicile and enjoy the medical insurance benefits for residents according to regulations.
Fourth, common payment methods
Residents' medical insurance can mainly pay the insurance premium for residents' medical insurance in 2023 according to the prescribed individual payment standard through the following channels:
(1) Pay via WeChat, Alipay, China Unionpay Quick Pass and "Guizhou Taxation" WeChat WeChat official account "Enjoy Service".
(2) Pay through mobile banking (APP) such as Industrial and Commercial Bank of China, Agricultural Bank of China, Guizhou Bank and Guizhou Rural Credit Cooperative.
(3) You can go to ICBC, Agricultural Bank, Guizhou Bank, Guizhou Rural Credit Cooperative, Guiyang Bank and other relevant business outlets to pay the fees.
(four) through the government service center tax self-service tax terminal to pay (need to carry a bank card).