If it is necessary to apply for personal business loans, the loan targets are: natural persons including individuals, rural contracted business households, individual industrial and commercial households approved and registered according to law, small and micro enterprise owners, etc.
According to your actual business situation and the term of the guarantee terms, the loan term shall not exceed 5 years at the longest.
Please consult the local branch of Bank of China for details.
If there is online customer service of Bank of China or download and use the mobile banking APP of Bank of China to consult and handle related business.
The above contents are for your reference. Please refer to the actual business regulations.
I want to borrow 1.5 million, but the business license was issued in July. Can I borrow it? ...
You can't get a loan only with a business license. As for how much to borrow, a business license must meet the following conditions. According to the company's (individual's) operating conditions, operating items and operating years, it is determined through evaluation and testing. For example, the personal loan of China Merchants Bank can reach up to 30 million yuan, and that of Industrial and Commercial Bank of China can reach 65.438+million yuan. 1, 3, and 5. The longest loan period can reach 10, and the required information is 1. The business license (copy) (passed the annual inspection in the current year) has been operated by self-employed households for more than one year, and the business condition is good. 2. Organization code certificate and tax registration certificate (passed the annual inspection in that year), 4. 5. Articles of Association. 8. Capital verification report on the financial statements of the enterprise's opening (including equity) in the last three years and the latest monthly report. Enterprise profile (personal business profile) II. Information required by legal person and shareholders 1, ID card and resume certificate of legal representative 2, provincial certificate and resume certificate of shareholders 3, ID card and resume certificate of actual controller 4, original signature of members of the board of directors or shareholders' meeting 3, information required for financing project 1, project feasibility report 2, project budget report 4, personal information 1, real estate vehicles under personal name 2, stocks and securities deposit 3.
3.65438+ 10,000 yuan How many years can I borrow a business license?
If it is necessary to apply for personal business loans, the loan targets are: natural persons including individuals, rural contracted business households, individual industrial and commercial households approved and registered according to law, small and micro enterprise owners, etc. According to your actual business situation, guarantee conditions and other factors, set different loan terms, with the longest loan term not exceeding 5 years. Please consult the local branch of Bank of China for details. The above contents are for your reference. Please refer to the actual business regulations. If you have any questions, please contact online customer service of Bank of China. You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
4. If you only have a business license and want to apply for a loan, how much can you borrow at most?
If you want to apply for a personal loan at China Merchants Bank, it is generally not less than 50,000 yuan, and the amount of different loan types is different. I suggest you consult the customer service hotline or "online customer service" in detail.
Your specific loanable amount requires you to submit relevant information, which can only be determined after being audited by the outlets. You can directly contact the personal loan department of local outlets for consultation.