1. The borrower must be an individual industrial and commercial household, a small and micro enterprise owner or a farmer. Hold a business license and pass the annual inspection.
2. The borrower has passed the credit rating of China Bank and reached a certain level.
3. The purpose of the loan must comply with the law and have certain economic benefits.
4. The borrower can provide the guarantee certificate approved by the bank.
With the approval of Dr. Sun Yat-sen, China Bank was formally established on February 5, 2002, tel: 1965438. Headquartered atNo. 1, Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.
20 1 1 On September 23rd, the first overseas commodity financing center of China Bank was listed in Singapore. Yue Yi, deputy governor of Bank of China, said that BOC was the first Chinese bank to set up a regional center for commodity financing and forfaiting business overseas. With the development of trade in the Asia-Pacific region, especially in China and Southeast Asia, the trade financing business of Chinese banks is also developing rapidly, and China Bank, which has been operating in Singapore since 1936, has also ushered in new development opportunities. As of 20 13, Bank of China has seven branches in Singapore. On the same day, Bank of China Singapore Branch also signed an agreement with United Petrochemical, a subsidiary of China Petrochemical, to carry out bulk commodity trade financing. Wei Wei, Ambassador of China to Singapore, and Li Xiuting, Assistant Director of Singapore International Enterprise Development Bureau attended the listing signing ceremony.
Bank of China pays attention to all-round cooperation with financial institutions, and provides customers with more comprehensive services by recommending customers, sharing resources and jointly developing new products. Bank of China also carries out the clearing of USD, EUR and JPY through its branches in new york, Frankfurt and Tokyo, all of which are local primary clearing banks.
Bank of China launched bill pool business on corporate online banking, which can help customers manage bills centrally. By establishing a company bill pool, the bills held will be put into the pool for safekeeping, which is convenient for daily bill management. Bank of China provides services such as distinguishing the authenticity of bills, reminding bills of maturity, and entrusted collection of bills of maturity. Banks also provide bill custody services, which can outsource the physical custody of bills to banks, eliminating the worries of keeping bills.