You can close your account on the day you pay off the loan. According to the relevant information, after paying off the loan, you should remember to communicate with the bank to obtain the relevant certification materials for paying off the loan, which will not affect the loan application and will not generate any expenses. Borrowers don't have to worry about paying off the loan and canceling the account, they just need to bring relevant supporting materials to the bank to go through the loan settlement procedures. After applying for loan settlement, the repayment date of each month is the final repayment date, and the loan can be cancelled after the repayment date arrives.