Student-origin student loan is a student loan to the original residence of college students.

College students can apply for up to 8000 yuan each time, and graduate students can apply for up to 12000 yuan.

The longest loan period is 20 years and the shortest is 6 years. You don't need character interest during school, but you have to pay interest after graduation. Of course, you can prepay at any time.

Second, what is a student loan?

The student loan that a student applies for at the place of registration is called the student-origin student loan.

What do you mean by local student loan?

Also known as student source credit student loan, it refers to the student loan issued by financial institutions such as China Development Bank to eligible freshmen and students with financial difficulties. Students and parents apply to the student financial assistance management center or financial institution where the students are registered, to help students with financial difficulties pay the tuition and accommodation fees needed during their studies at school.

4. What materials are needed for the first student loan?

Legal analysis: loan certification materials:

1. Freshmen who have entered the school and students from provinces and cities who have set up student-origin credit loans in provincial and municipal colleges and universities, the qualifications of students with financial difficulties have been completed in advance by the local education authorities, and students who have passed the pre-application examination must produce provincial and municipal certification materials for setting up student-origin credit loans in graduated middle schools or colleges and universities.

2. Students from other provinces and cities who offer student-origin student loans in universities in other provinces and cities must issue loan certificates by their universities.

Appraisal materials:

1. The borrower and the original and photocopy of the borrower's ID card and household registration book (the guardian can also use the military card or armed police card as valid documents).

2. Admission notice or student ID card. For freshmen, the original and photocopy of the admission notice, and for students, the original and photocopy of the student ID card.

Legal basis: Notice on Further Improving the National Student Loan Policy Article 1 The amount and scope of the national student loan, students should apply for the national student loan amount according to the actual situation, and the annual loan amount of full-time college students (including second bachelor's degree, higher vocational and preparatory students, the same below) will be increased from no more than 8,000 yuan to no more than12,000 yuan; The annual loan amount for full-time graduate students will be increased from no more than 1.2 million yuan to no more than 1.6 million yuan. The national student loan applied by students should be used to pay the tuition and accommodation fees during the school period, and the excess can be used to make up for the daily living expenses. The national student loan undertaking bank should strengthen the review of the loan and its scope of use, and reasonably determine the amount of student loan. Colleges and universities should guide students to be thrifty, apply what they have learned, enhance their employability and serve the country and society.