1. Personal business loan: mainly used to meet the needs of borrowers in the process of investment and operation. The starting point of the loan amount is 30,000 yuan, the highest is 3 million yuan, and the longest loan period is 5 years.
2. Small and micro enterprise loans: Taking Minsheng Bank Commercial Loan Link as an example, it mainly provides quick financing funds to small and medium-sized enterprise owners, individual industrial and commercial households and other commercial merchants, with a maximum loan amount of 3 million yuan and a loan period of 1 year. Business license loan is a kind of financing method for enterprises, which uses the business license of enterprises as collateral to apply for loans from financial institutions. The business license represents the legitimacy and operating ability of the enterprise. Therefore, with the business license as collateral, enterprises can get loans more easily. Business license loan is an advantageous and risky financing method, which can help enterprises solve the short-term capital problem and provide more financing options for enterprises. When applying for a business license loan, an enterprise should fully understand the advantages and disadvantages of this financing method and choose a suitable loan scheme according to its own situation. At the same time, enterprises should also pay attention to the credibility and strength of lending institutions to ensure the safety and legitimacy of loans. In the future business development, with the deepening and innovation of the financial market, we believe that business license loans will play an important role in more scenarios and provide more support for the growth and development of enterprises.