160000 yuan loan, the interest is calculated according to the interest rate you choose when borrowing!

Second, Nissan Teana loan policy?

Nissan Teana has two loan policies: 3-year loan with 0 interest and 2-year loan with 0 interest. Enjoy a down payment of up to 30%. 3-year repayment. (excluding insurance and purchase tax) For example, the 30% down payment of Teana 202 1 2.0LXL Comfort Edition is 56,300 yuan, divided into 36 installments, and the monthly payment starts from 3,999 yuan.

Third, buy a Teana 2.0L automatic comfort version. What is the difference between the full amount and the loan?

Guide: How much worse than buying a house with a loan?

"Hello, teacher. In recent days, I plan to buy a Nissan Teana and a 2.0L automatic comfort car to drive home for the New Year. I personally want to know how much the cost can be worse than the loan? " This is a car owner with a lot of powder When buying a car for the first time, he will consider that the whole vehicle and the way of buying a car have their own advantages. This model is positioned as a medium-sized car with a class of 200,000. If it is a loan to buy a house, you still need to consider whether your monthly payment will be under pressure.

Before calculating the price, let's talk about Nissan Teana 2.0L0, and Nissan Teana 2.0L0 has three configurations. The comfortable version belongs to automatic transmission, which is not much different from the high-profile model. However, the modified Nissan Teana can be said to be unrecognizable, because the area of the front air intake grille is very large, and it is colored plastic, which highlights a very strong sense of movement. This design is also in line with the aesthetics of current consumers. Headlights are also the light source of LEDs.

In addition to its beautiful appearance, the new Nissan Teana takes a fashionable and dynamic route, which is very attractive to young consumers. The materials used in the interior of the comfortable car are still very solid. In addition to a large area of soft materials, the car is decorated with stitching, which gives the car a sense of grade. In addition, there is a leather multi-function steering wheel, a central color screen and leather seats. Safety configuration such as upper and rear head airbags, tire pressure display, body stability system and fatigue driving.

In terms of price, the 2020 Nissan Teana 2.0L automatic comfort guide price is 187800 yuan, and the target price is 165000 yuan. The left side of the above picture is calculated according to the full amount of car purchase. After the bare car price is added with the car purchase tax, car insurance and car license fee, the total cost is 186400 yuan. On the right, the down payment ratio is 30%, the amount is 1 10000 yuan, and the down payment is 55000 yuan. Then add the insurance premium and other expenses of the vehicle and pay the down payment.

Summary: When we compare the car purchase cost of the full amount and the loan, we will find that the car purchase loan is 4,900 yuan more than the full amount, of which 4,400 yuan is the handling fee generated by the car purchase loan, and 500 cars are self-ignition insurance and theft insurance. Here, I still hope that the method is only used as a reference. After all, when each family buys a car with a loan, the charging items and charging standards are different, so there will be some differences in prices.

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.

4. How much is the Teana loan?

In the medium-sized car market, Nissan Teana also has a good performance, with a monthly sales volume of over 10,000, which is deeply loved by consumers. At the same time, its seat is very soft and comfortable to ride, which is very good as a family model. So what kind of budget is needed to buy it? Next, let's take a look. At present, as far as we know, Nissan Teana has a discount of more than 20,000 yuan in Changsha, and the starting price has reached 654.38+053.8 million yuan. Let's take its entry-level model as an example, that is, the 2.0LXE fashion version modified in 2020. Full car purchase: its landing price is about 65,438+07,438+0,000 yuan. This includes the price of naked cars 153800 yuan, and it also costs1548/kloc-0 yuan (including purchase tax, vehicle and vessel use tax, traffic insurance, etc.). In addition, for its commercial insurance, we choose 500 thousand third party insurance and vehicle loss insurance, which is about 2909 yuan. Of course, these types of insurance are selected according to their actual needs. Car purchase: 30% down payment for 36 installments, with a down payment of about 64,000 yuan, a monthly payment of 32 15 yuan, and the final landing price of about180,000 yuan. Appearance: Teana's appearance is very young and sharp. The U-shaped front face with headlights looks sharp and highly recognizable. The side part, the side adopts suspended roof design, which is more dynamic with the running waistline. In terms of dimensions, Teana has a length, width and height of 49011.8501.447 mm, a wheelbase of 2825mm and a luggage compartment capacity of 586L, respectively, and belongs to a medium-sized car. In terms of power, Teana is equipped with a 2.0T turbocharged engine or a 2.0L naturally aspirated engine. The 2.0T turbocharged engine has two adjustments, the maximum power is 179KW and 185KW, and the peak torque is 37 1N.m and 380N.m, respectively. The 2.0L naturally aspirated engine also has two adjustments, the maximum power is 1 15KW and 1 17KW, and the peak torque is 197N.m and 208N.m, respectively. The transmission system is matched with CVT gearbox. Of course, the above prices are for reference only, and the specific situation is subject to the actual arrival at the store. Million car purchase subsidy