Recommended loan review opinion set is an important written material written by the loan review department according to the needs of loan review, which provides basic information and basis for the review and decision-making of the loan review Committee. Based on the author's own experience in loan review, the author believes that the loan review opinions can generally be written in four parts in terms of expression. I. Compliance Review and Evaluation This part mainly reviews and evaluates whether the loan matters comply with the relevant national policies and the relevant credit policies, systems and regulations of the Agricultural Development Bank. The main points of review and evaluation mainly include: first, whether the loan project meets the relevant national industrial or regional economic development policies, and whether the loan purpose meets the credit policy requirements of the Agricultural Development Bank; Second, whether the loan declaration procedure conforms to the relevant provisions of the Agricultural Development Bank; Third, whether the enterprise applying for the loan has the loan qualification approved by the Agricultural Development Bank; Fourth, whether the loan project materials, investigation materials or evaluation materials are complete and whether the information disclosed is sufficient; Fifth, whether the credit rating, asset-liability ratio, self-owned capital ratio or project capital ratio of the enterprise applying for loans meet the relevant requirements of the Agricultural Development Bank, and whether the loan amount, term, interest rate and loan method meet the relevant regulations. Second, the review and evaluation of credit status This part mainly analyzes and evaluates the possibility of the loan enterprise to perform the contract or recover the loan on time, and then explains whether the loan is feasible. Mainly from the following aspects: First, the moral evaluation of the legal representative or principal responsible person of the enterprise.

Second, how to write the loan review opinion?

Collecting and recommending loan evaluation opinions is an important written material for loan writing, which provides basic information and basis for loan evaluation Committee to consider and make decisions.

Based on the author's own experience in loan review, the author thinks that the loan review opinions can generally be reviewed and evaluated from four parts in terms of forms. This part is mainly to review and evaluate whether the loan matters conform to the relevant policies of the state and the Agricultural Development Bank. The main points of review and evaluation mainly include: first, whether the loan project meets the relevant national industrial or regional economic development policies, and whether the loan purpose meets the credit policy requirements of the Agricultural Development Bank; Second, whether the loan declaration procedure conforms to the relevant provisions of the Agricultural Development Bank; Third, whether the enterprise applying for the loan has the loan qualification approved by the Agricultural Development Bank; Fourth, whether the loan project materials, investigation materials or evaluation materials are complete, and whether the information disclosed meets the relevant requirements of the Agricultural Development Bank, such as credit rating, asset-liability ratio, proportion of self-owned capital or project capital, loan amount, term and interest rate. Second, the review and evaluation of credit status This part mainly analyzes and evaluates the possibility of the loan enterprise to perform the contract or recover the loan on time, and then explains whether the loan is feasible. Mainly from the following aspects: First, the moral character of the enterprise representative or principal responsible person.

Third, ask how to write the loan review opinion.

Recommended loan review opinion set is an important written material written by the loan review department according to the needs of loan review, which provides basic information and basis for the review and decision-making of the loan review Committee. Based on the author's own experience in loan review, the author believes that the loan review opinions can generally be written in four parts in terms of expression. I. Compliance Review and Evaluation This part mainly reviews and evaluates whether the loan matters comply with the relevant national policies and the relevant credit policies, systems and regulations of the Agricultural Development Bank. The main points of review and evaluation mainly include: first, whether the loan project meets the relevant national industrial or regional economic development policies, and whether the loan purpose meets the credit policy requirements of the Agricultural Development Bank; Second, whether the loan declaration procedure conforms to the relevant provisions of the Agricultural Development Bank; Third, whether the enterprise applying for the loan has the loan qualification approved by the Agricultural Development Bank; Fourth, whether the loan project materials, investigation materials or evaluation materials are complete and whether the information disclosed is sufficient; Fifth, whether the credit rating, asset-liability ratio, self-owned capital ratio or project capital ratio of the enterprise applying for loans meet the relevant requirements of the Agricultural Development Bank, and whether the loan amount, term, interest rate and loan method meet the relevant regulations. Second, the review and evaluation of credit status This part mainly analyzes and evaluates the possibility of the loan enterprise to perform the contract or recover the loan on time, and then explains whether the loan is feasible. Mainly from the following aspects: First, the moral evaluation of the legal representative or principal responsible person of the enterprise.

Four, provident fund loan application form how to fill in the opinions of the unit?

Provident fund loans are personal behaviors. After the examination and approval of the provident fund management center, the applicant for provident fund loan does not need to fill in the opinions.