How's dad Qian?
Qian Dad, a P2P financial investment platform, provides short-term financial management, long-term financial management, small investment and large investment financial products for our customers. The annualized income far exceeds bank deposits and Yu 'ebao, helping you to manage your finances easily!
Qian Dad app is a professional investment application, which provides various high-quality wealth management products, can withdraw cash at any time, supports long-term and short-term investments, and makes you easily Qian Shengqian and earn income. It is your first choice for investment and wealth management.
Software advantage
Low financial threshold
Since 50 yuan, the annualized rate of return is 7%- 15%.
Flexible and varied
From 10 to 36 months, you can choose any wealth management product with various maturities.
Diversified protection
Third-party cooperative organization guarantee and risk reserve guarantee plan, a guarantee mechanism established to protect the equal rights and interests of platform investors, escort your investment.
Is dad Qian safe?
Double audit project specification
On-the-spot investigation: the cooperative institution conducts off-line on-the-spot investigation on the borrower.
Data audit: the audit content includes necessary materials such as bank flow and credit report.
Background investigation: a detailed investigation of the borrower's background and contacts.
Platform review: the platform reviews the loan project data recommended by the third-party cooperative organization for the second time.
Review to ensure the authenticity and compliance of loan project information.
Borrower rating ABC: The borrower rating ABC ensures that every loan is of high quality.
Diversification to safeguard the legitimate rights and interests of users
Sign a legal agreement. For each online loan project, the borrower/creditor transferor signs an electronic contract with the lender.
Easy-to-secure data encryption Electronic data is encrypted in the whole process, and the generated electronic contract will be locked in an easy-to-secure safe.
Cooperative organization guarantee mechanism The third-party cooperative organization provides joint and several liability guarantee for each loan project recommended by it.
The deposit and management of funds in the bank has been completed, and the PC end of the deposit and management of funds has been online, which more effectively ensures the safety of lending funds.
Third-party cooperative institutions carry out post-loan management.
The professional post-loan collection team of the cooperative institution will quickly follow up the collection, guide the borrower to realize the importance of personal credit, urge him to repay as soon as possible, and take relevant countermeasures when necessary.
information disclosure
The loan project information disclosure platform discloses the loan project information. For each loan project, the third party cooperative organization provides the loan project information, and the platform publishes the information.
Real-time release of operational data Operational data will be released to the public in real time, and data such as platform cumulative transaction volume, product type and bidding cycle will be updated and released in real time.
Risk warning
Qianbaba's e-commerce platform is only used as an information intermediary. The platform discloses information according to the information provided by the third-party cooperative organization, does not participate in the trading relationship, and does not assume the guarantee responsibility in the whole trading process.
Before lending, the lender must fully understand the risks of related projects and make loans according to its own risk-taking ability.
The Borrower shall pay the principal and interest of the loan to the Borrower on the repayment date (postponed on holidays).