As long as you meet the following requirements, it is OK
How to apply for a national student loan?
Generally speaking, students from poor families need to apply for national student loans from local banks through the schools they attend. In principle, students apply once and banks issue national student loans in installments while they are in school.
[1] 7. What materials are needed to apply for a national student loan?
1. National student loan application form;
2. Copies of my student ID card and resident ID card (minors must provide valid identification and written consent of the legal guardian for the application Proof of loan);
3. My own explanation of the family’s financial difficulties;
4. A certificate of family financial difficulties issued by the relevant department where the student’s family is located. Students themselves bear legal responsibility for the authenticity of the materials they provide.
Declaration and application procedures for student loans in the student’s place of origin
(1) Loan acceptance department
Student Financial Aid Management of the Education Bureau of the county (city, district) where the borrower belongs department.
(2) Preparation materials
After preparing the above-mentioned poverty certificate materials, identity certificate materials, and Postal Savings Bank passbook, register with the student financial aid management department of the county (city, district) education bureau and register. Get the "National Development Bank Student Origin Credit Student Loan Application Form" (hereinafter referred to as the application form). The borrower must fill out the application form completely and stamp it.
(3) Review materials
The borrower and *** together with the borrower shall go to the student financial aid management department of the county (city, district) education bureau where the form is registered and receive the form, and issue proof of identity Two copies of the materials (including the ID card and copy of the borrower and the *** co-borrower, student ID card or admission notice, household register), application form and postal savings account number are required. Staff of the Student Financial Aid Management Department of the County Education Bureau Review the materials.
(4) Sign the contract
The borrower and *** sign the "National Development Bank Student Origin Credit Student Loan Contract" with the borrower himself. When signing the loan contract, he also authorizes the Post Office The savings bank deducts the loan principal and interest from the above-mentioned account. Special reminder: Please fill in the passbook account number in the contract. The account number must be filled in accurately. If the loan cannot be transferred due to incorrect filling, the responsibility shall be borne by the student himself.
(5) Return of contract receipt
After the loan contract is signed, students can report to the university with the contract. From 2011, students only need to go to the university funding center to apply for an electronic receipt. No more mailing paper receipts. If the Student Financial Aid Management Department of the Education Bureau does not receive a receipt within 30 days after registration (no later than October 30), the student will be deemed to have canceled the loan application.
(6) Loan issuance and payment
According to the contract, the Postal Savings Bank will issue the loan on the date stipulated in the contract and wire the loan funds to the designated account of the university where the borrowing student is located.
(7) Loan repayment
After the borrower graduates, the student and his/her partner are responsible for depositing sufficient funds in their personal account on time as stipulated in the loan contract; The settlement agency bank deducts the corresponding amount from the student's personal account based on the deduction details provided by the district financial aid center.
Special reminder
(1) The borrower should carefully read the contract text and earnestly perform the borrower’s obligations.
(2) If relevant national policies are adjusted, the new policies will be implemented.
(3) China Development Bank and funding centers at all levels have the right to publish and use borrowers’ personal information and borrowers’ loan default information in accordance with relevant regulations without the borrower’s consent;
( 4) The borrower's personal information and the borrower's loan default information will be entered into the national networked personal credit system of the People's Bank of China. Bad credit records will have a profound impact on an individual's future life and work.
(5) The borrower should check the accounts with the student financial aid management department of the city or county education bureau and the handling bank in a timely manner after repayment to prevent problems.
I hope it can help you and hope you will adopt it!