Loan details 1. Quantity: The loan limit is generally 10-15 times the monthly income. The maximum limit is 300,000 yuan for ordinary employees and 1 million yuan for senior executives. 2. Term: The loan term is up to 3 years. 3. Expected annualized interest rate: Under normal circumstances, the expected annualized interest rate is charged at an increase of 20% from the benchmark expected annualized interest rate for the same period. VIP customers can enjoy discounts and are charged according to the benchmark expected annualized interest rate. 4. Repayment: Loans have different repayment methods according to different terms. For less than one year, interest is calculated daily and the principal is repaid when due. For more than one year, equal amounts of principal and equal amounts of principal and interest are repaid. , can be borrowed and returned at any time. At the same time, a humanized principal and interest repayment method has also been set up. According to different loan terms, various repayment methods including daily interest calculation, principal repayment upon maturity, equal amounts of principal, and equal amounts of principal and interest are provided. The expected annualized interest rate is 20% higher than the expected annualized interest rate of the same benchmark for the same period. VIP customers can also Enjoy the discount on the benchmark expected annualized interest rate.

Loan application The application conditions for credit loans for customers with CITIC Bank’s salary payment agency are very simple, as long as the following three items are met: 1. Have a stable job and income; 2. The salary is entrusted to China CITIC Bank for payment; 3. Good condition Credit record, no serious overdue credit. This credit loan relies on big data, cloud computing and other technical means. The entire process from application to loan approval can be applied online. You can get the loan in as fast as 3 minutes, and the loan speed is very fast.