The purchase of commercial housing, affordable housing, while signing the purchase contract with the selling unit, the selling unit shall receive the "application form for housing provident fund loan", fill in the form and prepare relevant materials to determine the loan amount; Construction and overhaul of owner-occupied housing, with the approval documents of land and planning management departments, apply for loans to Changchun Housing Provident Fund Management Center; The purchase of private houses (second-hand houses) with complete property rights shall be applied to Changfang Replacement Guarantee Co., Ltd.

Second, auditing.

The unit or guarantee company will submit the borrower's information together with the purchase contract, down payment receipt and other materials to the Municipal Housing Provident Fund Management Center for review.

Third, sign a loan contract.

After the examination and approval of the housing provident fund management center, notify the borrower to sign a loan contract with the bank. And handle the contract notarization, collateral insurance and other related procedures.

Four. guarantee

Purchase commercial housing and affordable housing built by the developer who signed the "Housing Provident Fund Loan Cooperation Agreement" with the center, and the developer will provide guarantee for the borrower by stages before the house is formally mortgaged; To purchase a second-hand house with property right certificate and land certificate, you should go directly to the mortgage department of the city real estate trading center for mortgage registration, and go through the relevant formalities to the property right registration and certification center for other house warrants; The purchase of second-hand houses with property certificates and no land certificates shall be borne by the guarantee company.