1, the age meets the requirements.

/kloc-legal citizens of People's Republic of China (PRC) between 0/8 and 60 years old must provide regular second-generation ID cards. Those who are too old are very easy to be rejected, and the success rate of young adults is relatively high.

2. Personal credit information

Bank loans need to check credit records. If the debt ratio is too high or there is a bad credit record, it will have a great impact on the success rate of approval, so everyone should ensure that their credit record is good.

3. Living conditions

You should have a stable residence where you apply for a loan and can provide proof of residence. Such users are relatively stable.

4. Other conditions of rural commercial banks

Need to have a rural commercial bank account, in line with other conditions of rural commercial bank loans.

Warm reminder: The loan amount of rural commercial banks is generally 70% of the house value. Mortgage loans need to provide real estate licenses. If there is no real estate, you can consider a credit loan.