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What should developers do if they don't apply for housing provident fund loans to owners?
Developers do not apply for provident fund loans to owners. Generally, there are two situations:

1. If the place where the provident fund is paid is inconsistent with the place where the house is purchased, it is generally impossible to use the provident fund loan, and you can only apply for withdrawal of the provident fund at the place where the provident fund is paid within six months by virtue of the house purchase contract.

2. If the deposit place and the purchase place are in the same city, then the only possibility is that individuals or families cannot use the provident fund because of purchase restrictions. It is recommended to consult the local real estate trading center.

If the above two situations are inconsistent with your actual situation, then the developer is fooling you! It is suggested to know the actual situation of the real estate. If the house grows several floors, it may be that you want to buy those houses that have grown up, which are not within the pre-sale scope or other factors. If you don't have the above two conditions, I suggest you know the situation of buying the property as soon as possible before making a decision.