After the provident fund has been paid for half a year, individuals can only borrow 400 thousand at most, and couples can borrow 600 thousand. If the deposit is still normal after half a year, individuals can borrow up to 500 thousand, and couples can borrow up to 700 thousand. The upper limit of the specific loan amount is subject to the data published by the local housing provident fund center. For example, Miss A is 25 years old. She paid the provident fund for half a year and saved 500 yuan every month. She already has 3000 yuan in her account. After normal deposit, the loan amount is (500 times 30 times 12+3000)×2=366000 yuan, which means that Miss A can borrow 366000 yuan after paying the provident fund for half a year.

Legal objectivity:

"Regulations on the management of housing provident fund" Article 13 The housing provident fund management center shall set up a housing provident fund account in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.