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The interest rate of CCB car loan is generally implemented in accordance with the provisions of CCB loan interest rate, and the loan interest rate is basically as follows:

Within 6 months (including 6 months) 5.6%

6 months to 1 year (including 1 year) 6.06%

1 to 3 years (including 3 years) 6. 1%

3 to 5 years (including 5 years) 6.45%

More than 5 years, 6.60%

Generally speaking, the introduction of loan amount: if the purchased vehicle is for personal use, the loan amount shall not exceed 80% of the price of the purchased vehicle; If the purchased vehicle is a commercial vehicle, the loan amount shall not exceed 70% of the price of the purchased vehicle, of which the loan amount of the commercial vehicle shall not exceed 60% of the price of the purchased vehicle; If the purchased vehicle is a used car, the loan amount shall not exceed 50% of the price of the car purchased by the borrower, and the loan amount shall not exceed 200,000 yuan.

Second, CCB's auto consumption loan interest rate

The loan interest rate of CCB car purchase is generally implemented in accordance with the provisions of CCB loan interest rate, and the loan interest rate is basically as follows

Within 6 months (including 6 months) 5.6%

Arrive in six months

1 to 3 years (including 3 years) 6

3 to 5 years (including 5 years) 6

More than 5 years, 6.60%

Generally speaking, the loan amount: the purchase of vehicles is 80% of the price of self-use vehicles; If the purchased vehicle is a commercial vehicle, the loan amount shall not exceed 70% of the price of the purchased vehicle, of which the commercial vehicle loan shall not exceed 60%; The car purchased is more than 50% of the car price purchased by the borrower, and the loan amount does not exceed 200,000 yuan.

3. What is the interest rate of China Construction Bank?

It is understood that the current CCB car loan interest rate is about 5%- 10% higher than the benchmark interest rate, which means that the 2-3 year CCB car loan interest rate is roughly 6.7%. If the car buyer chooses CCB Longka car purchase business by stages, the corresponding 12 service fee is 3.6%, and the 24 service fee is 7.2%.

First of all, China Construction Bank, as one of the four state-owned holding banks, is a large banking group with branches all over the country. Due to different policies and forms of cooperation between car dealers, it is normal for different branches to have different car loan interest rates. Secondly, China Construction Bank has launched many auto loan products. In addition to traditional bank loans and mortgage loans, credit card installment car purchase service was also introduced, and the interest rate of auto loans was further reduced.

4. What is the interest rate of China Construction Bank in automobile mortgage?

The interest rate of China Construction Bank in automobile mortgage shall be subject to the relevant provisions of the state. At present, the state stipulates that the interest rate in automobile mortgage will fluctuate according to the national benchmark interest rate for commercial loans. At present, the benchmark interest rate of commercial loans is 4.35% within one year, 4.75% within one to five years and 4.9% after five years. \ r \ For more information about automobile mortgage interest rate of China Construction Bank, please visit:/ask/c 5117f1615825276.html? Zd view more content