Legal Analysis: Even if loans overdue fails to repay, the loan company shall not seize the debtor's property. Legal measures such as filing a lawsuit should be taken to recover debts. Any unit or individual who illegally detains others or illegally detains other people's property to recover debts shall be investigated for criminal responsibility according to law, or detained or fined.

Legal basis: Article 117 of the Civil Procedure Law of People's Republic of China (PRC) is decided by the people's court. Any unit or individual who illegally detains others or illegally detains other people's property to recover debts shall be investigated for criminal responsibility according to law, or detained or fined.