1. The applicant and those who participated in the calculation of the loanable amount of provident fund loans have paid the housing provident fund in full and on time in this city for six months before the month of application, and the application is in a normal state;
2. The applicant and * * * have no provident fund loans in this city or have paid off the provident fund loans; If the applicant's parents are the same applicant, both parents should have no provident fund loan or have paid off the provident fund loan in this city;
3. The sum of the applicant's age when applying for a loan and the loan term shall not exceed 70 years;
4. The applicant's application for early repayment of part or all of the original commercial housing mortgage loan has been approved by the original commercial housing mortgage loan bank;
5. The applicant and the * * who participated in the calculation of the loanable amount of the company's loan have the ability to repay the loan principal and interest together with the applicant, and there is no loans overdue record in the first six months of the original commercial housing loan application month, and they meet the credit status standards stipulated by the provident fund center;
6. The applicant agrees to provide a guarantee that meets the requirements of these Provisions;
7. The loan application meets the requirements of national, provincial and municipal real estate market management policies;
8. Meet other conditions stipulated by the provident fund management committee.
Because there are differences in policies and requirements for individual housing provident fund loans in housing provident fund management centers around the country, you need to consult the provident fund loan business outlets in detail or consult the local provident fund management center.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
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