Equal monthly repayment
Total loan amount
0.20 million yuan
Number of repayment months
240 months
Monthly repayment
1, 134.39 yuan
Total interest paid
72,253.97 yuan
Total principal and interest
272,253.97 yuan
Decreasing monthly repayment
Total loan amount
0.20 million yuan
Number of repayment months
240 months
First month repayment
1375.00 yuan
Decreasing monthly: 2.26 yuan
Total interest paid
65270.83 yuan
Total principal and interest
265,270.83 yuan
Two, with the provident fund loan interest rate of 200 thousand 3.25, paid off in 20 years.
Equal monthly repayment
Total loan amount
0.20 million yuan
Number of repayment months
240 months
Monthly repayment
1, 134.3
Total interest paid
72,253.97 yuan
Total principal and interest
272,253.97 yuan
Decreasing monthly repayment
loan
200,000.
Number of repayment months
240 months
First month repayment
1375.00 yuan
Decreasing monthly: 2.26 yuan
Total interest paid
65270.83 yuan
Total principal and interest
265,270.83
Three, with the provident fund loan 200 thousand interest rate of 3.25, paid off in 20 years.
Equal monthly repayment
Total loan amount
0.20 million yuan
Number of repayment months
240 months
Monthly repayment
1, 134.39 yuan
Total interest paid
72,253.97 yuan
Total principal and interest
272,253.97 yuan
Decreasing monthly repayment
Total loan amount
0.20 million yuan
Number of repayment months
240 months
First month repayment
1375.00 yuan
Decreasing monthly: 2.26 yuan
Total interest paid
65270.83 yuan
Total principal and interest
265,270.83 yuan
Four, 200,000 provident fund loans for 20 years, how much is the average fund?
A total of 266,300 yuan needs to be repaid, including 200,000 yuan in principal and 62,300 yuan in interest.
There are two repayment methods for provident fund loans, namely average capital and equal principal and interest. The equal amount of King Kong began to be paid back, but later it became less and less, and the total interest was also less. Matching principal and interest, the same monthly repayment amount, and more total interest.
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