Current location - Loan Platform Complete Network - Loan intermediary - Loan of 200,000 yuan from the provident fund with interest rate of 3.25, which will be paid off in 20 years.
Loan of 200,000 yuan from the provident fund with interest rate of 3.25, which will be paid off in 20 years.
First, the interest rate of the loan of 200,000 yuan from the provident fund is 3.25, which will be paid off in 20 years.

Equal monthly repayment

Total loan amount

0.20 million yuan

Number of repayment months

240 months

Monthly repayment

1, 134.39 yuan

Total interest paid

72,253.97 yuan

Total principal and interest

272,253.97 yuan

Decreasing monthly repayment

Total loan amount

0.20 million yuan

Number of repayment months

240 months

First month repayment

1375.00 yuan

Decreasing monthly: 2.26 yuan

Total interest paid

65270.83 yuan

Total principal and interest

265,270.83 yuan

Two, with the provident fund loan interest rate of 200 thousand 3.25, paid off in 20 years.

Equal monthly repayment

Total loan amount

0.20 million yuan

Number of repayment months

240 months

Monthly repayment

1, 134.3

Total interest paid

72,253.97 yuan

Total principal and interest

272,253.97 yuan

Decreasing monthly repayment

loan

200,000.

Number of repayment months

240 months

First month repayment

1375.00 yuan

Decreasing monthly: 2.26 yuan

Total interest paid

65270.83 yuan

Total principal and interest

265,270.83

Three, with the provident fund loan 200 thousand interest rate of 3.25, paid off in 20 years.

Equal monthly repayment

Total loan amount

0.20 million yuan

Number of repayment months

240 months

Monthly repayment

1, 134.39 yuan

Total interest paid

72,253.97 yuan

Total principal and interest

272,253.97 yuan

Decreasing monthly repayment

Total loan amount

0.20 million yuan

Number of repayment months

240 months

First month repayment

1375.00 yuan

Decreasing monthly: 2.26 yuan

Total interest paid

65270.83 yuan

Total principal and interest

265,270.83 yuan

Four, 200,000 provident fund loans for 20 years, how much is the average fund?

A total of 266,300 yuan needs to be repaid, including 200,000 yuan in principal and 62,300 yuan in interest.

There are two repayment methods for provident fund loans, namely average capital and equal principal and interest. The equal amount of King Kong began to be paid back, but later it became less and less, and the total interest was also less. Matching principal and interest, the same monthly repayment amount, and more total interest.