Current location - Loan Platform Complete Network - Loan intermediary - I want to be a credit card specialist in a bank. Does this job require high performance?
I want to be a credit card specialist in a bank. Does this job require high performance?
There are several kinds of field work: 1. Credit card field work, mainly engaged in credit card promotion, basic salary+commission, low salary and high commission, but very tired, because it is necessary to promote credit cards one by one, and successful card opening and use are the completion standards;

2. Liabilities business, mainly engaged in deposit marketing and maintenance. To put it bluntly, it is to find someone to save money for people's livelihood, which can be used by both companies and individuals, but the deposit should be stable for a long time, and the commission standard should be determined according to the amount and duration of the deposit;

3. In the field of asset business, that is, quasi-loan officers and runaway customers, understand the credit demand and come back to negotiate with the account manager. If successful, you will get a commission according to the size of your help. The above-mentioned field positions are supernumerary positions. Generally, if you want to make money on weekends, you will be very tired. If you don't want to make money, you can relax, because no one cares about you and only gives you a basic salary (very low). Besides, it's hard for you to become a full-time employee. Unless you have a good performance or a certain relationship at the top, you are basically a part-time job, but your income can be high or low.

The credit card department is still very easy to enter, and the general requirements are not high. Not officially compiled by the bank. When I graduated from college, several students went directly to sell credit cards. The salary is also average, but the 360 line won the first prize, and some of them did well, earning tens of thousands a month.

The credit department is better. I bought a house with a bank loan several times, and the intermediary took the initiative to give it to them like an uncle, and spared no effort to serve them, hoping that the loan would be smoother.

There is no good or bad occupation, and there is a difference between making money and making money. The bank card department is not established by ordinary bank employees, that is, ordinary expatriates, and only a few managers can formally establish it.

In terms of treatment, the card department is basically the same as the ordinary loan officer, and it is a model of basic salary plus commission. Nowadays, credit cards have been developed for many years, and the number of people who apply for them is universal, and the work is not difficult. The credit industry is also more difficult to make money than in previous years because of the need for channel accumulation and product restrictions of affiliated companies.

Therefore, as the old saying goes, if you do well, you can make money. These two businesses are not particularly long-term businesses. You need to be careful when you enter the business. Of course, surviving is the most important thing.