comprehensive calculation of the provident fund loan amount. The calculation of the provident fund loan amount should be based on the loan capacity, the housing price of the provident fund loan, Housing provident fund account balance loan high limit four conditions determine four conditions calculate the loan high loan amount calculation: calculate the loan amount according to the loan capacity: (total monthly salary of the borrower+monthly contribution of the housing provident fund of the borrower) × loan capacity coefficient-total monthly loan payable × loan term (month) using spouse's quota (total monthly salary of husband and wife+monthly contribution of the housing provident fund of both husband and wife) × loan capacity coefficient-total monthly loan payable of both husband and wife × loan term. Calculate the loan amount according to the house price: loan amount = house price × number of loans, and the number of loans is determined according to the number of loans of the same type purchased, built or repaired; Calculate the loan amount according to the balance of the housing provident fund account. The loan amount for employees to apply for housing provident fund loans is higher than the balance of the housing provident fund account for employees to apply for loans (the same as the balance of the housing provident fund account for employees and spouses who use the spouse housing provident fund to apply for provident fund loans). The balance of the housing provident fund account is 2,, which is calculated as 2,; Calculate the loan amount according to the loan ceiling, and use this housing provident fund to apply for the housing provident fund loan ceiling of 4, yuan; With the use of spouse housing provident fund to apply for housing provident fund loans, the maximum loan amount is 6, yuan, and the housing provident fund is used to apply for housing provident fund loans, and the maximum loan amount for supplementary housing provident fund loans is 5, yuan; With the use of spouse housing provident fund to apply for housing provident fund loans and apply for loans or their spouses to pay supplementary housing provident fund loans with a maximum limit of 7,.