First, a pleasant loan.
With the strong background of CreditEase, the largest offline P2P company in China, it has more advantages in brand awareness. The special bond transfer function is efficient, and the cash withdrawal basically arrives on the same day, and the professional level of telephone customer service is comparable to that of banks. It has shown the demeanor of a big company since its launch, and recently set a new record for borrowing speed.
Second, Junrong Loan
Junrong Loan's team brings together the elites of the banking and Internet industries, and has a deep understanding of the public's financing needs, bank loan products and wealth management products, and also has a considerable understanding of Internet entrepreneurship and operation. Junrong Loan is an Internet finance company that really conducts business based on Internet thinking. Junrong Loan, a new force in the online loan industry, has made eye-catching achievements in the first bid. The platform has won the trust of investors with its strong risk control capability. In 20 14, it took the lead in entering the field of supply chain finance with its own operational advantages. Recently, it also passed the strict Baidu white list audit and obtained the qualification certification of formal online loans.
Third, pat on the loan
The first online loan company established in China only makes online unsecured loans, which has a high reputation and the number of active users is among the best in the online loan platform. However, since its establishment, Paipai has never promised to repay the principal and interest. It is hoped that investors will adopt the mode of small investment and diversified investment to control risks independently. As a result, under the impact of many platforms that promise to repay the principal and interest in advance, the transaction amount lags far behind.
Online lending, mbth is Internetlending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15.
From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of P2P Online Credit Information System to support the operating P2P online lending institutions to access the credit information system.
What are the top ten P2P online lending platforms and online lending platforms in China?
According to the statistical data released by Aegis Risk Control official website in June, 20021,the top ten p2p online lending platforms in China are ranked as follows: top 1: Pleasant Loan, top2: Love Money, top3: Jin Lu Service, top4: Building Block, top5: Auction Loan, top6: Sinkaijinfu, top7: Renren Loan. These ten online lending platforms are very formal and excellent online lending platforms in China, occupying a very large market share in the online lending industry and having a very great impact on the current domestic online lending industry.
Being able to be on the list of the top ten P2P online lending platforms in China is a very high affirmation of online lending platforms, because this list is not only judged according to the usage of online lending platforms and the number of users, but also needs to review the user satisfaction of online lending platforms and whether online lending is a formal business.
If there are things like "7 14 anti-aircraft guns" or various illegal phenomena such as illegal charges, even if there are more users, this online lending platform cannot be on such a list. This is also the reason why many well-known online lending platforms are not listed, because many well-known online lending platforms may have insufficient users, or there may be illegal operations, resulting in poor user reputation.
At present, there are a large number of online lending platforms, and there are many very formal and professional online lending platforms for us to choose from, but at the same time there are also many informal online lending companies that induce us. In this case, we must keep our eyes open, identify the quality of online lending companies, and choose a formal online lending platform for business.
What are the p2p loan companies?
First place: lufax:
Is a member of China Ping An Insurance (Group) Co., Ltd., headquartered in Lujiazui, an international financial center. 13 has a turnover of more than one billion and more than 400,000 registered users.
Safety index: ★★★★★★★ Benefit index: ★★★★ Impact index: ★★★★★★
Second place: Renren Loan:
Since its establishment in May 20 10, Renren Loan has covered more than 2,000 areas in more than 30 provinces across the country. On October 9th, 20 14/kloc-0, Renren Loan held a press conference, and announced that it had obtained the venture capital of 654.38+03 billion US dollars led by Zhixin Capital, which was the largest single financing for global internet finance enterprises.
Safety index: ★★★★★★★ Benefit index: ★★★★ Impact index: ★★★★★★
The third pleasant loan:
Pleasant loan is a person-to-person lending service platform launched by CreditEase Company on 20 12, which is backed by CreditEase and has a unique influence.
Safety index: ★★★★★★★ Revenue index: ★★★★ Impact index: ★★★★★
The fourth advantageous network:
Youyou Com is an innovative Internet finance website launched on February 25th, 20th13rd. On October 20 1 165438 10, it received an investment of one million dollars from Softbank China Capital (SBCVC), with a transaction volume of about 300 million in 13 and nearly100000 registered users.
Safety index: ★★★★★★★ Revenue index: ★★★★ Impact index: ★★★★★
The fifth component:
Founded on 20 13, up to now, the accumulated transaction volume has exceeded 400 million yuan, and it has won A round investment and Yintai Capital Investment100000 USD.
Safety index: ★★★★★★ Revenue index: ★★★★★ Impact index: ★★★★★
Sixth place Hongling Venture Capital:
Ling Chuangtou E-commerce Co., Ltd. was established with the approval of Shenzhen Industrial and Commercial Bureau in early 2009, and its turnover has been leading.
Safety index: ★★★★★★ Revenue index: ★★★★★ Impact index: ★★★★★
Seventh place to take a loan:
Paipai Loan was established in June 2007. Paipai Loan is also the first Internet financial platform specially approved by the industrial and commercial departments, and it has obtained the qualification of "financial information service", thus gaining government recognition.
Safety index: ★★★★★★ Revenue index: ★★★★★ Impact index: ★★★★★★
The eighth loan network:
Lending Network was established in 2009. Up to now, it has more than 10 million registered members and more than 10 branches in China. It is the best one in China that focuses on promoting the development of microfinance in the third and fourth lines. At present, Cai Wensheng and other well-known angels have invested, and they are ready to enter the A round of financing on 14.
Safety index: ★★★★★★ Revenue index: ★★★★★ Impact index: ★★★★★
The ninth place is melting. com:
Point melting. Com was founded on 20 12, and went online on March 20 13. By the end of 20 1 1, its total transaction amount has exceeded 1 billion yuan, and Northern Lights Venture Capital has completed the capital injection of10 million US dollars.
Safety index: ★★★★★★ Revenue index: ★★★★ Impact index: ★★★★
The tenth person gathers wealth:
Renren Jucai was officially put into operation on 20 1 1. The registered users in Jucai.com exceeded 65,438+million, and the transaction volume in 13 exceeded 300 million.
Safety index: ★★★★ Revenue index: ★★★★ Impact index: ★★★★
Hope to adopt! !
So much for the introduction of p2p lending companies.