2. He is over 18 years old (including 18 years old), and the sum of his age and loan term when applying for a loan is not more than 65 years old (including 65 years old);
3. Have a fixed residence in the countryside, be in good health, have full capacity for civil conduct and work, and hold valid identity documents.
4. because the applicant must have a fixed residence in the countryside, that is to say, he can only apply for small loans from local agricultural bank farmers, not cross-regional loans.