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Which area in Nanjing is best for buying a house?

At present, several popular areas in Nanjing include Hexi, Jiangbei Core Area, and Southern New Town. Hexi is the most popular area in Nanjing now and in the future.

When investing in these areas, the first thing to exclude is the Southern New City. Unlike the Jiangbei core area where investors are everywhere, the Southern New City is also an improvement sector, with basically complete supporting facilities and a high barrier to entry, second only to The existence of Hexi. Most of the people who buy here are locals. They sold the old houses they lived in nearby and chose a suitable house to improve for their own living.

The other part is Nanjing people who have feelings for the main city. They cannot afford Hexi and look down on the core of Jiangbei. Their last choice is the new southern city. But this area is not on the same level as Hexi. More importantly, it will be overtaken by the Jiangbei core area in the future. Because if the price increases, it is better to choose Hexi for self-occupancy, and it is far worse to choose Jiangbei for investment.

Hexi is a wealthy area in Nanjing. Hexi Central and Hebei are mature. There are not many new houses and the second-hand housing market is the main one. There are not many new land plots in Jiangxinzhou.

Due to its late development, Henan Province has great potential in the future. Companies such as Alibaba and Xiaomi 58 will also settle in the area, and more high-net-worth individuals will flow in in the future. Compared with Gulou District, the real estate in Hexi has both high value and residential properties, and its future potential and safety factor are better than those in Gulou District.

Jiangbei core area and Nanjing Hexi CBD face each other across the river. In the future, when more and more bridges are opened to traffic, the relationship between Jiangbei core area and Hexi will be like that between Pudong and Puxi in Shanghai. Nowadays, the core area of ??Jiangbei does not have a strong living atmosphere and there are not many people, but the price of second-hand houses has also increased.

But even so, the Jiangbei core area must take action. Jiangbei core area is a new development zone in Nanjing. It needs supporting facilities for supporting facilities and industries for industries. Jiangbei Core Area includes Jiangbei Central Business District + Research and Innovation Park. Among them, the value and positioning of Jiangbei Central Business District is higher than that of the Research and Innovation Park sector. Jiangbei Central Core, also known as the CBD, is also considered to be the area with the most potential for development in the entire Jiangbei New District.

In the future, many high-tech financial industries will gather here, as well as various landmark buildings, such as the 500-meter skyscraper, Yangtze River Conference Center, Civic Center, etc. In general, if you can buy it in the core area of ??Jiangbei, buy it. Even second-hand houses are available for purchase. After all, you can still make a 30% down payment for second-hand houses. When the new district gradually takes shape in the future, you won’t be surprised if the second-hand houses here sell for 60,000 yuan.

To sum up the suggestions: You can buy in both areas you mentioned. Jiangbei recommends that you buy a house in a more central location. If the new house has a lot of inversions, then buy a new house. If the inversions are not bad, it is better to buy one. For nearby second-hand and second-hand properties, after all, the 80% down payment has almost no leverage, and adding leverage to high-quality assets is the accelerator of wealth. Within the scope that you can control, if you have the qualifications to buy one more house, you will definitely give priority. In the future, the qualifications for house purchase will be more strictly managed, and if you say you don’t have it, you will lose it.

The problem between River View and the subway: I can’t say which one is better, but it depends on the house you choose. If you buy a house that is just needed, then the subway is definitely the most important. , the river view is secondary. After all, the basic function of the house is far greater than the view, so the subway line directly connected to the CBD is particularly important for this type of house. The sound of the subway is mainly reflected in this kind of house. If it is a relatively luxurious house, For an improved house, the importance of the subway is very low, and the view is particularly important. After all, the owner of the house rarely goes to the subway and mostly drives, but the view is not willing to compromise and is willing to pay a higher premium for the beautiful view, so he buys a luxury house. Don't care too much about the subway, don't care about the river view when buying a hotel for your needs.

You also need to pay attention to the source of your own funds for buying a house. The down payment cannot be raised through business loans, consumer loans, etc., nor can it be borrowed from brothers, sisters, colleagues, and friends. If the source of funds is found to be non-compliant, it will also lead to loan rejection.

To raise a down payment to buy a house, you can only use your own family’s funds and your parents’ savings. If six wallets still cannot meet the down payment amount, you can cash in some assets (such as old and small properties, infrequently used cars, etc.), or cash in future financial products in your hands.

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