Users who are harassed by online loan calls can install interception software, so that calls that are not in the address book will be directly intercepted. Or the user's collection of online loan calls is overdue. If there is a violent collection, users can complain to the police and safeguard their personal rights and interests. No violent collection. Users negotiate repayment with online lending institutions, and there will be no harassing calls after successful negotiation.
In short, users must apply for genuine online loans, on the one hand, personal identity information will not be leaked, on the other hand, genuine loan collection will be more genuine.
Excuse me, how do I report harassing calls from the lending platform?
If you receive harassing calls, you can use third-party software such as Mobile Guardian to block and intercept them, and you can report them in the following ways:
1. Contact the operator for handling;
2. SMS instruction: format: "Call time of malicious calling number" is sent to12321;
3. E-mail: Send the malicious call number and call time to the e-mail address: 京京 @12321.cn;
4. Website: Log in and report.
What if you are harassed by a loan company?
If you are harassed by the phone of the loan company, you can directly use the third-party software to block the phone or text message of the loan company. If the effect of using shielding software is not obvious, then users can also choose to change their mobile phone numbers. If none of the above methods work, I suggest calling the police directly. According to the laws of our country, anyone who commits one of the following acts shall be detained for less than 5 days or fined for less than 500 yuan; If the circumstances are serious, he shall be detained for more than 5 days 10, and may also be fined as follows in 500 yuan: (1) writing threatening letters or threatening the personal safety of others by other means; (2) publicly insulting others or fabricating facts to slander others; (3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security administration punishment; (4) Threatening, insulting, beating or retaliating against witnesses and their close relatives; (5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others; (6) Peeping, eavesdropping or spreading others' privacy.
legal ground
Article 42 of the Law on Public Security Administration Punishment commits one of the following acts, and shall be detained for less than five days or fined less than five hundred yuan; If the circumstances are serious, he shall be detained for not less than five days but not more than ten days, and may also be fined not more than 500 yuan: (1) writing threatening letters or threatening the personal safety of others by other means; (2) publicly insulting others or fabricating facts to slander others; (3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security administration punishment; (4) Threatening, insulting, beating or retaliating against witnesses and their close relatives; (5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others; (6) Peeping, eavesdropping or spreading others' privacy.
The best way to deal with online loan harassing calls
The most effective ways to complain about online loans are: calling the police for help, 1232 1 reporting bad networks and junk information, calling the financial office where the loan is made, calling the China Banking Regulatory Commission to make complaints, and collecting complaints to make complaints. When users complain, it is best to keep relevant evidence. With evidence, relevant institutions can better accept complaints and punish lending institutions.
For users who often receive harassing calls from online loans, users can choose to use related apps or set up operation interception. If these two methods can't solve the problem of harassing calls, users can try to change the new number. In short, users can protect their legitimate rights and interests by reporting complaints after being harassed by online lending institutions.
Moreover, the supervision of loans is now stricter. Once the loan is found to be illegal, the relevant institutions will punish the loan operation or require it to be rectified. When applying for loans, users should try to apply for genuine loans.
A phone call said you got a loan? Teach you how to handle it!
The society we live in has been making rapid progress and development. At the same time, cheaters also exist with the times and have not been eliminated. Nowadays, many swindlers will do it by phone. What should we do if we receive a phone call? Let me introduce you: did you get the loan by telephone? Teach you how to handle it!
Generally speaking, activists will convince everyone by warning, intimidation and other means. Therefore, after encountering such a thing, everyone should do this:
1. Find a reason to hang up the phone immediately, then calm yourself down and think about whether you really have a loan and what is the current loan situation;
2. You can check whether your loan account is normal through official channels such as mobile APP and customer service.
3. After confirming that the other party is a molecule, call the police immediately and explain the situation to the public security organ;
If the molecule calls again, everyone should try to hold each other steady and help the public security organs find him.
Generally speaking, don't panic when you encounter a loan-related phone call. You should get in touch with relevant financial institutions and get real information from the government. In addition, everyone must contact the public security organs in time to prevent criminals from cheating or harassing again.
Generally speaking, loan criminals are looking for people who have loan experience or are handling loans to cheat. Therefore, these two groups of people should be more vigilant.
Tips: Be sure to find a formal financial institution to apply for a loan to prevent personal information from being obtained by molecules. That's all I can say about your loan phone? Teach you how to deal with it, I hope it will help you!
This is the end of the introduction on how to handle the loan phone call and how to handle the loan phone customer service. I wonder if you have found the information you need?