The CCB system will conduct star rating according to the accumulated star point value of the customer in the last six months (including the current month), and upgrade can be carried out after reaching the upgrade standard.
1, star service for individual customers of CCB
On the basis of the comprehensive business volume of customers, the star rating is calculated according to the comprehensive business situation of customers, and then the star rating is obtained. The higher the star rating, the more preferential fees and value-added services you can enjoy.
2. Business of obtaining star point value
Based on the comprehensive business volume, customers can get star points for deposits, loans, investment and wealth management, credit card consumption, remittances and deposits and withdrawals in different places at CCB.
3. Calculate the starting point value of each product
According to different product types, the monthly average balance, transaction amount and consumption amount are used as the basis for calculating the star point value. For example, deposits, loans and wealth management products are all calculated according to the average monthly balance.
4, star service directory
Extended data:
20 18 12.27, the online evaluation system of aggregation service of China Construction Bank was officially launched in Rudong County.
As the first pilot of the merchant credit evaluation system, Rudong Agricultural Trade Center has more than 400 merchants and achieved full coverage of aggregate payment. Empowering market transactions through financial technology will further improve the level of market management and improve the construction of credit system in Rudong County.
Shen Liang, product manager of Personal Finance Department of Rudong Sub-branch of China Construction Bank, introduced that the "merchant integrity evaluation" system mainly has four functions:
One is to integrate payment and evaluation with one code. By integrating the payment code and evaluation code, customers can complete the payment and evaluation functions by scanning one code;
The second is polymerization evaluation. Users can evaluate merchants in real time whether they use Alipay, WeChat or other UnionPay payment applications. Market managers and merchants can obtain the evaluation information of each channel and truly realize omni-channel evaluation coverage;
The third is to enjoy the evaluation. In order to enhance user participation, after the evaluation is completed, functions such as red envelopes and merchant coupons are added to further mobilize the enthusiasm of individual users and merchants to participate in the evaluation;
The fourth is the collection of merchant transaction data and behavior data.
China Construction Bank Website-Individual Customers-Introduction of Star Service
China Construction Bank Website-Individual Customers-Star Service Directory
Rudong County People's Government-China Construction Bank Online Comprehensive Service Online Evaluation System