which bank is the best for small business loans
which bank is good for corporate loans?
1. Postal Savings Bank-Tax Credit Link
Maximum credit: 3 million
Credit term: 1 year (the credit limit is valid for 2 years)
Credit conditions:
1. The enterprise is operating normally, with a tax record of more than 3 years.
2. Small and medium-sized enterprises with AB tax rating
2. Ping An Bank-Tax Loan
Maximum credit: 3 million
Repayment method: .3% interest per day
Credit conditions:
1. Legal persons or shareholders (2%) can apply
2. Business license expires.
III. Xiamen Bank-Tax e-loan
Maximum credit: 3 million
Credit conditions:
Small and micro enterprises guaranteed by joint liability of legal person and actual controller.
If there is demand, we recommend you to use Money Flower. Money Flower is a credit service brand under Du Xiaoman Finance (formerly known as Baidu Money Flower, renamed as "Money Flower" in June 218), and the big brands are trustworthy with low interest rates. Money is spent-full of easy loans, the maximum loan amount is 2,, and the daily interest rate is as low as .2%.
Click online to measure the amount
It has the characteristics of simple application, low interest rate, quick loan, flexible loan and repayment, transparent interest rate and strong security.
I'd like to share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide consumer installment loans to college students. If you are a college student, please give up your application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card. Online lending is risky, so choose carefully!
where can I get a loan from Wuxi, Jiangsu? With these channels
In the process of frequent experience, many small and medium-sized enterprises in Wuxi, Jiangsu Province will inevitably encounter problems and need loans, and corporate loans are generally business loans, so we must choose the right channels, otherwise the possibility of loan rejection is greater. Here, I will give you an inventory of the common loan channels of Suzhou enterprises. As for where to get a good loan, it depends on your choice.
1. Common channels for corporate loans in Suzhou
1. Finding a bank
There are many advantages in finding a bank loan. There are many types of products, such as credit loans, mortgage loans and secured loans, which are always suitable for enterprises to apply for. In addition, the interest rate of corporate loans is low, which is generally implemented at the benchmark interest rate of the central bank. There are also many policies to support enterprises, such as discount loans. It is quite good to apply.
However, generally, only those local branches in Suqian can apply for corporate loans. There are also some online banks, such as Weizhong Bank's micro-business loans. Suqian enterprises who have the integrity to pay taxes can try it. The loan amount is up to 3 million yuan, and they can apply directly online without mortgage guarantee. The review can be completed in 3 minutes at the earliest, and the loan can be received on the same day when they are qualified.
2. Finding a financial company
The threshold for a financial company loan is lower, and it is easier to apply for a loan than a bank loan, but the interest will be higher. In order not to be routine, you must find a local formal financial company with loan qualifications in Suqian.
read the terms of the contract carefully when lending, especially pay attention to the interest, repayment method, overdue, etc. If there are hidden terms, or if you charge before lending, don't believe them, and don't do it if the annual interest rate exceeds 24%.
second, where can I get a loan from Wuxi, Jiangsu?
generally speaking, it should be selected according to the credit conditions of enterprises. Banks are preferred for credit, and loan companies are generally selected for qualifications.
but if you want to take a chance, you can go to the bank first, and then go to the loan company if the bank doesn't lend money.
where can I get a loan from an enterprise in Xi' an, Shaanxi? Choose formal channels
Many small and medium-sized enterprises in Xi 'an, Shaanxi Province must have enough funds to maintain their operations, and in the case of insufficient free funds, loans are the fastest way to obtain funds. Before handling the loan for enterprises in Xi 'an, we should consider where the loan is better. Here, we will take stock of several formal loan channels.
where can I get an enterprise loan in Xi' an, Shaanxi?
1. Looking for a bank loan
Many local registered companies in Xi 'an can apply for corporate loans in banks with outlets and businesses in Xi 'an, which are collectively referred to as business loans. The types of loans are relatively rich, including mortgage loans, credit loans, bill loans, pledge loans, fixed assets loans and mortgage assets loans. Different types of loans have different requirements.
if an enterprise can't provide assets as collateral, the best way is to apply for a credit loan, and obtain a certain loan amount based on the credit and operating conditions of the enterprise. For example, enterprises in Xi' an can apply for online loans from Agricultural Bank and cloud tax loans from China Construction Bank.
2. The advantage of finding a loan from a financial company
Financial companies is that the threshold is low, and they can apply as long as they meet the basic conditions, but the interest rate is relatively high, so small and medium-sized enterprises that can't get a bank loan can only choose this way to borrow. The most important thing is to find a local financial company with formal lending qualifications in Xi 'an and choose the right products.
In addition, you can also apply for loans online, such as online merchant loans from online merchant banks, which can provide loan services for Taobao stores, with a maximum amount of 2 million yuan; If the enterprise's qualification is not very good, the business owner can apply for loans in his own name, such as 36 IOUs, good-term loans, etc., with a maximum amount of 2,, which is suitable for short-term loans of small and medium-sized enterprises.
which loan platform is good, easy to apply, and fast?
what are the platforms for corporate loans?
under normal circumstances, corporate loans are relatively large. Under normal circumstances, corporate loans can be handled through commercial banks or loan companies. Among them, the banks that handle corporate loans include China Construction Bank, China Bank and Industrial and Commercial Bank of China. Common loan companies include Rongdao.com and Easy Loan China.
I have to remind you that many enterprises now choose loans for their development. When choosing a loan, you must pay attention to choosing a formal enterprise platform, so as to ensure your personal credit problem.
If there is demand, we recommend you to use Money Flower. Money Flower is a credit service brand under Du Xiaoman Finance (formerly known as Baidu Money Flower, renamed as "Money Flower" in June 218), and the big brands are trustworthy with low interest rates. Money is spent-full of easy loans, the maximum loan amount is 2,, and the daily interest rate is as low as .2%.
Click online to measure the amount
It has the characteristics of simple application, low interest rate, quick loan, flexible loan and repayment, transparent interest rate and strong security.
I'd like to share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide consumer installment loans to college students. If you are a college student, please give up your application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card. Online lending is risky, so choose carefully!
where can I get a loan from Qingyuan enterprise in Guangdong? Try these methods
Many enterprises in Qingyuan, Guangdong Province will inevitably encounter unavoidable situations in their production and operation, so they need to borrow money to obtain funds. Many enterprises are not familiar with the loan channels for the first time and want to know where to borrow money. Here's a brief introduction.
where can I get a loan from Qingyuan enterprise in Guangdong?
In fact, there are many channels to choose from for enterprise loans in Qingyuan, Guangdong, and the most common ones are two, that is, there are banks that carry out enterprise loans in Qingyuan, and there are formal local loan companies with lending qualifications in Qingyuan. In contrast, many enterprises will prefer bank loans. Although the threshold is high, the funds are safe, and it is important that the interest is low.
However, there are many corporate loan products from banks. It is suggested that enterprises that pay taxes in good faith can apply for corporate tax loans. You can look at the following two items:
1. Weizhong Bank-Micro-industry loan
Weizhong Bank is open to ordinary taxpayers or small-scale taxpayers in enterprise credit loans, with a maximum loan of 3 million yuan and a maximum loan period of 3 years. The daily interest rate ~ The exhibition area includes Guangdong Province. If Qingyuan enterprises meet the conditions,
The enterprise is required to have been in business for two years and have business data for more than two years, with the tax grade of A/B/C/M, and the value-added tax paid in any year in the last two years is not , and there is no overdue and unpaid tax in the last six months.
2. Huaxing Bank-Tax-based Loan
refers to the RMB loan issued by Huaxing Bank for small and medium-sized enterprises that pay taxes in good faith, which can be applied by enterprise shareholders or individual industrial and commercial households. The maximum loan for each enterprise is 5 yuan, and the maximum single loan is 5 yuan, which can be recycled within 2 years, with monthly interest of ~ %, average capital or equal principal and interest repayment.
The enterprise is required to have a tax rating of A/B/C, with an average annual tax payment of not less than 5, yuan and above in the last two years, and a tax payment of not less than in the last year, with a year-on-year decline of not more than 3%; Taxable sales in the past two years cannot be recorded as zero for three consecutive times or six cumulative times.