What are the requirements for buying a house in Zhongshan?
1, a local family registered in Zhongshan, bought 3 houses locally in Zhongshan. 2. Non-Zhongshan household registration households are restricted to purchase 2 sets of new commercial housing. Non-Zhongshan household registration households need to provide social security or tax payment certificates in Zhongshan for half a year to purchase the first set of housing. Non-Zhongshan household registration families need to provide social security or tax payment certificates for more than 2 years in Zhongshan to buy a second house.
Zhongshan Housing Loan Restriction Policy
1. Zhongshan residents purchase the first suite, and according to the national policy, they apply for commercial loan shares to purchase the first suite with a minimum down payment of 30%.
2. For residents with mortgage records but no housing in Zhongshan, and residents with/kloc-0 apartments in Zhongshan but no mortgage records or corresponding mortgage funds, the minimum down payment for re-applying for commercial loans to purchase houses is 30%.
3. If a local family in Zhongshan owns 1 house and the corresponding house purchase loan has not been settled, the minimum down payment ratio shall not be less than 40%.
4. Zhongshan household registration families will not be able to apply for commercial personal housing loans if they buy third or above houses. Non-Zhongshan household registration families will not be able to apply for commercial personal housing loans if they buy two or more houses.
Matters needing attention in buying a house in Zhongshan
1, it is best to choose a location with development potential, which is convenient for life and adds value.
2. When buying a house, you need to run more and see more, think carefully, and don't make impulsive deposits.
Buyers need to read the contract carefully and make clear the contract terms, so as to protect their rights and interests. If there is any dispute, there is evidence to follow.
The above is the introduction of 20 19 on the conditions of buying a house in Zhongshan, hoping to provide some help to those who want to buy a house in Zhongshan, so that everyone can buy their favorite house.