After buying a house, buyers can apply to the bank for housing decoration consumer loans with the newly purchased house. The maximum loan amount is 7% of the mortgaged property, and the lender needs to provide specific renovation contract and budget.

2. Unsecured loans

In addition to mortgage loans, buyers can also try unsecured loans. You can also borrow money for decoration without mortgage guarantee. Cash loans and happiness loans promoted by foreign banks such as Standard Chartered and Citigroup are unsecured loans, which can be handled only by providing corresponding income certificates and other documents, and can be used for decoration, car purchase and tourism. , the maximum loan is 500,000.