Current location - Loan Platform Complete Network - Loan intermediary - Guangzhou wants to buy a provident fund and go back to Yunfu, my hometown, to buy a house with a combined loan (provident fund+business). What is the process of provident fund loans?
Guangzhou wants to buy a provident fund and go back to Yunfu, my hometown, to buy a house with a combined loan (provident fund+business). What is the process of provident fund loans?
Materials required for housing provident fund loans:

Household registration books of the borrower and his spouse;

Resident identity cards of the borrower and his spouse;

Proof of the marital status of the borrower;

Proof of down payment for house purchase;

Proof of income;

Credit status report of the borrower and his spouse printed by the bank;

Housing sales contracts or agreements that comply with the law.

Housing accumulation fund handling process:

The lender prepares the relevant materials, fills in the loan application in the bank and submits the materials;

After receiving the application, the loan bank shall confirm and review the information;

After the audit, the loan bank contacts the lender and signs the relevant contract;