Personal consumption loan is a loan product provided to individual customers for consumption purposes according to their credit status and collateral approved by China Bank. According to whether there is mortgage or not, personal consumption loans are divided into personal mortgage consumption loans and personal pledge consumption loans; According to whether the loan amount is recoverable or not, personal consumption loans are further subdivided into personal mortgage recoverable consumer loans, personal mortgage non-recoverable consumer loans, personal unsecured pledge recoverable consumer loans and personal unsecured pledge non-recoverable consumer loans.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

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