The total repayment amount is191912 = 230280 yuan, and the interest is 230280- 170000=60280 yuan. If calculated back, the monthly interest rate is about 0.53 1%, and the annual interest rate is 6.372%.

What's the interest rate for the apartment loan?

Huxing area is relatively small, the total price of the house is relatively cheap, and many singles buy it. So what is the loan interest rate for buying an apartment? Let's take a look with Bian Xiao!

What's the interest rate for the apartment loan?

The interest rate of apartment loan depends on the regulations of the lending bank, and the interest rate of different business types will be different; Moreover, the loan interest rate will also depend on the lender's credit status, guarantee methods and other factors. 0-6 months annual interest rate: 4.35%; 6 months-1 annual interest rate: 4.35%; Annual interest rate1-3: 4.75%; 3-5 years (annual interest rate: 4.75%; Annual interest rate for 5-30 years: 4.90%.

What are the advantages of the apartment?

1, small and warm, suitable for two people.

The area of the apartment is relatively small, but compared with the large apartment, it is more fashionable and warm, suitable for the world of two people. And a small house is more convenient to clean.

2. Although the sparrow is small, it has all aspects.

Although the apartment area is small, it is fully functional. Although it is relatively compact, it is cost-effective for singles.

3, the surrounding environment is good, and the work life is correct.

The surrounding environment of the apartment is good, the living facilities are abundant, and life, shopping, catering and entertainment are all available, which is not only convenient, but also has a higher quality of life.

4, more personalized property management, safe and thoughtful.

The property management of apartments is more formal, and the supporting facilities will be better than commercial houses, such as intelligent security services and funny housekeeping services, which are beyond the reach of ordinary houses.

5. Appropriate rent

Apartments are easier to rent, because many young people will choose this type of apartment now, which is cheaper than large ones, with better working and business environment and higher cost performance.

6. Save money, be cheap and invest less.

Nowadays, house prices are rising rapidly, which is not affordable for everyone, and most of them are far away from the city center. Although the price per square meter of the apartment is higher, the total price is cheaper than that of the large apartment, and the burden is naturally small.

Bian Xiao concluded: The above is about the interest rate of apartment loans, and I hope it will help you.

What is the interest rate of Suzhou apartment loan?

Hello, the loan interest rate of Suzhou apartment is generally determined according to the loan term and loan amount, which is generally lower than the commercial loan interest rate. For example, the one-year loan interest rate can be controlled at 4.9%~5.9%, the three-year loan interest rate can be controlled at 5.6%~6.6%, and the five-year loan interest rate can be controlled at 6.2%~7.2%. The specific interest rate depends on the loan amount and loan term, which is possible.

What is the loan interest rate of Suzhou commercial and residential apartment?

The interest rate of 7.2 1% is normal.

What is the loan interest rate for commercial and residential buildings? The latest benchmark interest rates are 4.35% from 0 to June (including June), 4.35% from June to 1 year (including 1 year), 4.75% from 1-3 years (including 3 years) and 4.75% from 3 to 5 years (including 3 years). On this basis, there will be appropriate downward floating or upward floating.

The bank loan interest rate is determined according to the credit rating of the loan, the collateral of the credit status and the national policy (the first suite). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. 20 1 1 The interest rate of the first home loan in some banks is 1. 1 times or 65438 due to the shortage of funds. Since 20 12, most banks have adjusted the interest rate of the first suite to the benchmark interest rate. In early April, the bank began to implement the first home loan interest rate concessions. The interest rate discount of some banks can be up to 15%. The interest rate is 6.55%0.85=5.5675% after 15% discount over five years. It has been tightened since the third quarter due to the shortage of funds and credit funds, and may be relaxed after the Spring Festival. The interest rate of the first suite is generally between the benchmark interest rate and the 15% discount.

So much for the introduction of loan interest rates for commercial and residential apartments.