a=f*i( 1+i)^n/[( 1+i)^n- 1]

A: Monthly payment;

F: total loan amount;

I: loan interest rate (monthly interest rate);

N: repayment months

The interest rate for 20 14 years is 6.55%. The calculation is as follows:

The total loan amount is 250,000.00 yuan.

Number of repayment months: 120 months

The monthly repayment is 2845.06 yuan.

Total interest paid is 9 1, 407.64 yuan.

The total principal and interest is 3,465,438+0,407.64 yuan.