Legal analysis: I don’t want to tell my husband that I can’t buy a house with a loan. Under normal circumstances, the purchase of a house by individuals after marriage is considered separate property. The property acquired by both parties or one party during the marriage relationship is called the joint property of the husband and wife, and is owned and controlled by the husband and wife jointly. Buying a house with the same property after marriage is the joint property of the husband and wife. Although it is registered in the name of one party, it should be handled according to the same property (the principle of equal division, one party acquires the house, and the market price is paid to the other party. Compensation; the proceeds from the sale of the house are divided equally; both parties bid to obtain the ownership of the house, and the other party is compensated according to the market price).

Legal basis: Article 1062 of the "People's Republic of China and Civil Code" Article 1063 The following properties are the personal property of one spouse: (1) One party's Premarital property; (2) Compensation or compensation received by one party due to personal injury; (3) Property determined to belong to only one party in the will or gift contract; (4) Daily necessities exclusively for one party; (5) Other property that should belong to one party .