Interest bearing.

The interest rate policy of the national student loan and the student source credit student loan is: the benchmark interest rate of the same grade announced by the People's Bank of China in the same period will not rise.

Students' interest in school is fully subsidized by finance. The interest actually repaid by students after graduation will be implemented according to the interest rate of the same period of the year.

According to the latest regulations of the central bank on June 8, 20 12:

Loan for 6 months, with annual interest rate of 5.85%; Loan 1 year, with annual interest rate of 6.31%; The loan is 1-3 years and the annual interest rate is 6.40%; Loan for 3-5 years, with annual interest rate of 6.65%; The loan has a term of more than 5 years and the annual interest rate is 6.80%.

Extended data:

Repayment method:

(1) Pay off in one lump sum or in installments before students graduate;

(2) After graduation, students can watch their own movable property funds to repay their loans;

(3) After the probation period expires, graduates will be deducted from their wages every month within two to five years;

(four) the graduate unit decided to reduce the loan repayment according to their work performance;

5] For students who have borrowed money, if they are expelled from the school, ordered to drop out of school or voluntarily dropped out of school for violating national laws and school discipline, the parents of the students should be responsible for returning all the loans.