We ordinary people receive some calls claiming to be bank loans, most of which are made by intermediaries. They usually have a cooperative relationship with the bank, and then do marketing directly in the name of the bank. In fact, this is illegal, but the cost of violation is too low, and no one will pursue it, so the intermediary goes to the office to do marketing in the name of the bank.
3. Of course, for some high-quality big customers, banks will take the initiative to market, because high-quality big customers are robbed, so the attitude of banks towards big customers is completely different. Many banks not only call big customers, but also often come to do marketing.
4. There are also some account managers of small loan companies. Because of the high interest rate, they often do marketing in the name of banks in order to reduce their customers' precautionary psychology, and then further do ideological work.
Many small partners often receive various sales calls, such as handling cards, loans, insurance, shops and so on. Among them, calling for a loan is a more frequent category. Some borrowers don't understand, don't they usually say that the bank loan threshold is high? Why do you keep calling for a loan? In fact, the truth is this. Does the bank call to make the loan credible? Unless you are the head of a large company, those high-quality loan products will not be your turn. There are only the following types of people who sell loans in the name of banks. You should know that banks are not short of borrowers, but they also have sales targets every year. For some small and micro enterprise customers and individual customers, banks will package and forward them to intermediary companies, so that banks can save a marketing fee and charge a certain handling fee. Most of the calls we usually receive are from intermediaries. These intermediaries cooperate with banks, so they will promote products in the name of banks. In fact, this is a breach of contract. These products have high interest rates, so it is not cost-effective to lend them out. If you don't just need it, I suggest you don't handle it easily. Get to know it first.