Hello, I'm glad to answer your question. I have been engaged in bank loan business for many years and have encountered many similar situations. You asked whether the mortgaged house can go to the bank for a loan, and the answer is definitely yes. First of all, look at your requirements. If the demand is within 1 10,000, you can make an unsecured credit loan. If the demand is above 6,543.8+0,000, you can choose the second bank mortgage. Credit loans can be applied as long as they provide proof of mortgage repayment. The maximum limit of a single bank is 654.38+0 million, the longest is 5 years, and the annualized rate is 6.5%.

The second mortgage of the house, as its name implies, requires the house to be mortgaged in the bank. Take Beijing as an example, the second home loan amount = the appraised value of the house multiplied by 70%.

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The amount of outstanding mortgage loans,

The annualized interest rate is 5.88%. The longest loan period is 20 years.

This is how to get a loan for the house. You can choose according to your own situation. You can pay attention to me if you have any questions. Xie caixuan