Of course. Demand for installment payment by mobile phone

1. Original ID card or other identification materials;

2. Credit card (for yourself or your immediate family).

2./kloc-can I apply for mobile phone installment payment at the age of 0/6?

First of all, answer directly.

Mobile phone loans have a minimum age limit and a maximum age limit.

Second, the specific analysis

The minimum age is not 18 years old, and most mobile phone loans require 22 years old; The maximum age limit is generally 55 years old, and most borrowers in this age group have retired. Even if they have a monthly pension, many of them are still not as good as their income at work.

For this reason, borrowers should check whether their age is 2255 before borrowing. If he is too young or too old, he should not apply for a mobile phone loan, because even the basic entry threshold has not been reached, let alone want to borrow money.

However, it doesn't mean that you can get a loan when you are old. After all, the application conditions for mobile phone loans are far more than age.

There are the following problems.

1. Borrower's identity: except for an adult with full civil capacity, he cannot be a student at school.

2. Borrower's credit: seven or eight out of ten mobile phone loans have credit channels. After receiving the borrower's application, the borrower's credit report will be checked during the audit process, with the purpose of understanding the borrower's credit status and seeing if there are any bad records such as overdue and bad debts. If the credit information is not good, this kind of borrower is very risky and it is difficult to recover the lent money.

3. The borrower's repayment ability: First, it is necessary to confirm that the borrower has a stable source of income. For example, office workers generally have wages; Secondly, it is necessary to confirm the borrower's debt situation. Debt depends on the proportion of income. Usually more than 50% means that the debt is too high and the repayment ability will be relatively weak.

Although many online loans do not have credit information now, each small loan platform has its own third-party big data credit information platform. If a company is overdue or fails to repay the loan, then the third-party platform it cooperates with will leave a record, and then you want to apply for a loan on other small loan platforms, which is basically difficult to pass. You can get a big data report on Beijian Quick Check to keep abreast of your big data status. It is an online loan big data query system that provides comprehensive, accurate and complete data information for online loan applicants.

3. How old can I get a loan?

Different loan products have different application age ranges.

But generally no more than 65 years old. For example, if you have money to spend on a platform loan, you need to apply for a loan between the ages of 18 and 55, and so does Easy Spend. Stage music is designated as 18-30 years old young people.

Also, Suning's willful loan requirement is between the ages of 22 and 55 (inclusive).

If you want to know the specific age when you apply for a loan, you can call customer service before applying, or go to official website to find out the situation.

Of course, after reaching the age limit, you must ensure that you have good credit, a stable source of income and the ability to repay the principal and interest of the loan on time. Otherwise, if your credit is not good, even if you reach the age limit, you will not be able to successfully borrow money.

As for those who have not reached the required age, they can only give up the loan and then find other suitable loan applications.

3./kloc-can I apply for mobile phone installment payment at the age of 0/6?

Of course. Conditions or materials required for installment payment of mobile phones: 1. Original ID card or other identification materials; 2. Credit card (for yourself or your immediate family).

4. When I am 16 years old, can I buy a mobile phone by stages in a physical store?

You need to meet the preconditions. The prerequisites are as follows: 18-year-old ID card has full capacity for civil conduct, no bad credit record, work certificate stamped with the company's financial seal, income certificate and financial certificate. Only when two contacts meet the above conditions can they apply for a credit card, and they need to apply for a credit card to buy a mobile phone installment payment. At present, you can apply for a supplementary card to your parents' credit card. Those who do not meet the requirements cannot apply for the exam.