If you signed an automatic repayment agreement when you took the loan, you can.

2. If you have not signed an automatic repayment agreement, the bank cannot deduct money directly from your account.

A loan is a loan, and a bank card is a bank card. There are corresponding contractual guarantee agreements when handling it, but the bank has the right to freeze your account and require you to repay it.

3. If the bank owes an overdue loan, the bank has the right to directly deduct the debtor's deposit, because there are usually relevant provisions in the loan contract.

Otherwise, the bank cannot arbitrarily deduct the debtor's deposit without the court's notice of assistance in execution.

In short, banks cannot deduct borrowers’ money at will and need to act in accordance with regulations. If you have money in your name, it is best to give priority to repaying the loan, otherwise it will affect future credit business.