You also need proof of address and credit information. Bank loans need a stable source of repayment and collateral with good credit information or clear property rights, such as real estate vehicles; To apply for a bank loan, you need to prepare materials:

1. Valid ID;

2. Permanent residence or valid residence certificate, permanent residence certificate;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Use plan or loan purpose statement;

8. Other information required by the bank. Bank loan requirements: For those who have reached the age of (1) 18 and have full capacity for civil conduct, permanent residence of urban residents or legal and valid identity certificates, the age of the lender required by bank loans is generally between 18-60 years old; (2) have a stable legal income and the ability to repay interest; (3) Good credit information; (4) Other conditions required by the lending bank. The procedures for handling unsecured loans are generally divided into three steps: (1) The customer submits basic information, including the work unit and contact telephone number. (2) The lending bank or company should check the credit information of customers, including whether there are any illegal records in the credit rating of customers, and investigate the business operation status of self-employed individuals and small and medium-sized enterprises. (3) The staff of the lending unit signed a contract with the customer to realize the loan in the shortest time.