Store new year's goods
Lack of money index: ★★★★★★★
Solvency: ★★★★★
Overdue risk: ★★★
There is a consumption peak of about half a month at the end of each year. However, because the logistics stopped in advance, sellers and buyers will hoard goods in advance. At this time, the problem of tight funds appeared.
It is suggested that the exhibition industry should focus on the wholesale market of fruits, beverages and tea. In addition, 70% of civil servant loans are indirect related industries, which can be used for the exhibition industry of tobacco bureau, grain bureau, food and drug administration and other departments.
Main customers: corporate customers and civil servants customers.
two
Pay at the end of the year
Lack of money index: ★★★★★★★
Repayment capacity: ★★
Overdue risk: ★★★★★★★
Real estate related industries: real estate companies, construction companies, construction contractors, small and medium-sized construction enterprises, etc. Often faced with the need to give money downstream, but the upstream is still in arrears, and the payback period of the project is generally years later. At the end of the year, workers' wages and various funds will be paid, and the demand for funds is huge.
Suggest convention and exhibition industry: it is suggested that engineering contractors and construction companies plug in cars near some projects under construction, or build materials wholesale markets and other convention and exhibition industries.
Main customers: customers with short cars and short rooms.
three
give sb a gift/present
Lack of money index: ★★★★
Solvency: ★★★★★★★
Overdue risk: ★★★★
Gifts are generally given by civil servants and institutions. They are very concerned about the promotion and regularization after the year, which has brought a gap in loan demand. Some people are friends who get married and give gifts at the end of the year.
Suggested exhibition industry: focus on the departments with supervision power, and the second kind of gift-giving crowd is relatively scattered, so it is recommended to give up.
Main customers: civil servants, institutions, small and medium-sized enterprises in some industries.
four
Buy a new house, get married, etc.
Lack of money index: ★★★★★
Solvency: ★★★★★
Overdue risk: ★★★
Compared with the middle of the year, more people bought houses, cars, furniture and got married at the end of the year.
It is suggested that the convention and exhibition industry can focus on new real estate, automobile market, furniture city, wedding company and other local convention and exhibition industries, and the effect is good.
Main customers: ordinary working-class people, who borrow money from houses and cars, choose customers with longer cycle.