Ninety days
Second, how long does the bank expect not to lend?
General bank's requirements for credit investigation: at present, it cannot be overdue, twice in half a year, three times in a row in two years, and a total of six times.
3. Can I get a loan if my credit card is overdue for three months at a time?
Can I get a loan if my credit card is overdue for three months? The credit report is a personal credit information record issued by the People's Bank of China, and it is the basis for commercial banks to examine your loan qualification and credit record, depending on the personal credit record. It is recommended that you contact the Bank of China branch that you want to handle the loan business. Online customer service of Bank of China:: 95566.boc./ZIM/ Welcome to download the mobile banking of Bank of China or pay attention to "Bank of China Micro-banking" to handle business. China Bank Online Customer Service:: 95566.boc./ZIM/ Mobile Banking Download:: Bank of China. /EBanking/Service/CS 1/20 1009/t 20 10092 1 _ 165438。 Locale=zh is generally defined as overdue for more than 60 days, accumulated overdue for more than 6 times (9 times) or abnormal current account status in the last 24 months, including overdue, freezing, debt repayment with assets, guarantor compensation, etc. 2. Be cautious in granting credit to customers, with accumulated overdue of 3 1-60 days in the last 24 months and accumulated overdue of 3-6 times. There is a minor breach of contract, but it is not enough to affect the repayment. Credit can be granted. Overdue within 30 days in the last 24 months, or accumulated within 3 times. 4. Within the normal range, relatively good customers have no overdue or inquiry records in the last 24 months.
Where can I get a loan if my credit card is overdue for three months? You can't apply for a loan if you have a bad credit record. Credit card processing process: 1, at the bank counter; 2. Submit the information needed to handle the credit card to the bank; 3. Fill in the credit card application form; The bank will send the credit card when it is approved. Credit card processing materials: 1, personal ID card; 2. Proof of unit income; 3. Personal property certificate; 4. Information required by other banks.
Can I get a loan if my credit card is overdue for one month? Yes, there will be opportunities in no more than two issues.
Can I get a loan if my credit card is overdue for one month? How long has it expired? If it is overdue for one month, it will be recorded to see what kind of loan you borrowed.
ABC's credit card is overdue once, can it be loaned in the future? If it is a malicious overdraft, it will not be loaned. If it is only overdue for a short time, it will have little impact. Malicious overdraft of credit card means that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and fails to return it for more than 3 months after being collected twice by the issuing bank. Consequence of malicious overdraft of credit card: 1, bad credit record; 2. Interest: the daily interest is calculated at 0.05%, and the interest is calculated from the consumption bookkeeping date; 3. Late payment fee: 5% of the unpaid part of the minimum repayment amount will be used as late payment fee, which will be collected monthly; 3. Bank meetings; 4. No credit business shall be conducted in this bank within 5 years from the date of paying off debts.
Can I get a loan if my credit card is overdue once? No, it can be handled after the deadline at present. General bank's requirements for credit investigation: at present, it cannot be overdue, twice in half a year, three times in a row in two years, and a total of six times.
Can I get a loan in loans overdue if my credit card is overdue twice? Loans overdue records will affect the credit investigation. Apply for a loan or credit card later, and all banks can check it. The specific impact needs to be judged by your application bank after review. You can handle it through China Merchants Bank. At present, our bank does not accept secondary mortgage, that is, the mortgaged property cannot be used as mortgage to apply for a loan again; Specific policies can also contact the personal loan department of local outlets for consultation and confirmation.
Can I get a credit card loan after the deadline? If you are going to apply for a personal loan in China Merchants Bank, whether the approval can be passed is based on the comprehensive evaluation of the business type, personal solvency, credit status and other factors you apply for, and can only be determined after the approval of the handling outlets. I suggest you provide relevant application materials and contact the personal loan department of the local China Merchants Bank outlet for further verification.