Will Shenzhen housing prices fall because of the epidemic?
It is expected that Xiaoyangchun will be ruined. In the next two or three months, it is expected that the property market will be bleak. The progress of real estate construction has been affected. Under the influence of the epidemic, many workers can't return to the construction site in time, and a large number of projects are expected to be postponed.
1, Shenzhen house prices will definitely fall. At present, new houses and second-hand houses in Shenzhen have started to decline slightly. As long as the real estate control in Shenzhen is not relaxed, the housing prices in Shenzhen will undergo a major adjustment process in the future, that is, on the one hand, the housing prices in Shenzhen will go to speculation and return to the residential property, on the other hand, the income of Shenzhen population will increase and the ability to buy houses will be strengthened. However, the housing price in Shenzhen is 50,000 to 60,000 square meters, and the local government just needs to afford it.
2. Judging from the current situation, Shenzhen's housing prices have experienced a sharp rise and two and a half years of real estate regulation, and the demand for speculative housing is expected to change. Due to the rapid rise in housing prices in Shenzhen in recent years, the local demand for housing has become saturated. With the deepening of real estate regulation and control policies, from June 5438+ 10, the real estate transaction volume in Shenzhen has shrunk by half. In other words, those who want to buy a house have already bought it, and those who can't afford it are waiting for the house price in Shenzhen to fall.
How to handle Shenzhen housing loan during the epidemic period
1. Signing: The borrower and * * * sign the Loan Contract for Student-origin Credit Loan of China Development Bank with the borrower himself, and authorize the Postal Savings Bank to deduct the loan principal and interest from the above account. Special reminder, please fill in the passbook account number in the contract, and the account number must be filled in accurately. If the loan cannot be remitted due to the wrong filling, the responsibility shall be borne by the student himself.
2. Return the receipt of the contract: After the loan contract is signed, students can report to the university with the contract. From 20 1 1, students only need to go to the university financial aid center to handle the electronic receipt, instead of mailing the paper receipt. If the student financial assistance management department of the Education Bureau does not receive the receipt within 30 days after registration (no later than 65438+1October 30), it is deemed that the student has cancelled the loan application.
3. Loan issuance and payment: According to the contract, the Postal Savings Bank will issue loans on the date agreed in the contract and wire the loan funds to the designated account of the borrower's university.
The above content mainly describes that Bian Xiao will reduce Shenzhen housing prices for the epidemic. How to apply for a housing loan in Shenzhen is introduced in detail. The epidemic was complicated earlier, but it has been gradually controlled recently, but the impact on some levels will still exist, especially on housing prices, which is not easy to investigate, so it is better for everyone to make more preparations when observing.