If the commercial loan handled by China Merchants Bank is settled, it is necessary to go through the mortgage cancellation registration and other settlement procedures at the loan handling bank or the post-loan service center.

Please call the customer service telephone number of China Merchants Bank at 8:30- 18:00, and choose 3-9 to enter the city where manual service provides loans, and learn more about the required information.

2. What procedures do I need to go through after the car loan is paid off?

After paying off the car loan, you need to go through the mortgage cancellation procedures. The specific procedures and documents you need to carry are as follows:

1. After the loan is paid off, the bank needs to obtain the vehicle registration certificate from the bank. Banks need to provide organization code certificate (with official seal) and power of attorney, that is, entrust the owner to carry the registration certificate to handle the mortgage cancellation business (with official seal);

2. The owner shall handle the mortgage cancellation business with the above three materials. After handling, the registration certificate will indicate the cancellation of mortgage in the registration column, the registered bank no longer owns the vehicle, and the vehicle is officially owned by the owner; After paying off the car loan, the borrower must go to dmv to cancel the mortgage registration and get back the car property certificate, so that the car really belongs to you. 1, valid identification documents of the borrower, the applicant and the vehicle owner required for mortgage cancellation; 2. The loan contract signed with the bank;

3. Loan repayment card;

4. Original motor vehicle registration certificate.

3. What procedures do I need to go through after paying off the car loan?

1. What are the procedures for repaying the loan?

1. After the car loan is paid off, you need to cancel the mortgage registration and get back the car property certificate, so that the car will truly belong to the owner. When going through the mortgage cancellation registration procedures, you must prepare the valid identity documents of the borrower, the applicant and the vehicle owner, the loan contract signed with the bank, the repayment card, the original motor vehicle registration certificate and other materials.

2. Legal basis: Article 394th of the Civil Code of People's Republic of China (PRC).

If the third party mortgages the property to the creditor for the purpose of not transferring the possession of the property, and the debtor fails to perform the due debt or realize the mortgage right according to the agreement of the parties, the creditor has the right to be compensated in priority for the property.

The mortgagor and creditor mentioned in the preceding paragraph are mortgagees, and the property that provides guarantee is mortgaged property.

Article 395

The following properties that the debtor or a third party has the right to dispose of may be mortgaged:

Buildings and other land attachments;

Second, the right to use construction land;

(3) the right to use the sea area;

(4) Production equipment, raw materials, semi-finished products and products;

(5) Buildings, ships and planes under construction.

(6) means of transportation;

His property.

The mortgagor may mortgage the property listed in the preceding paragraph together.

Second, what are the procedures for buying a car with a loan?

Loan to buy a car requires the following conditions

1. The buyer needs to provide valid identity documents, which are acceptable to temporary id card;

2. If married, a copy of marriage certificate and spouse's ID card is required;

3. proof of residence, you need to provide the electricity bill of your permanent residence for nearly 6 months, if you are applying for a permanent real estate license;

4 proof of work and income, and provide proof of income stamped with the official seal of the work unit.

4. What procedures should I go through after paying off the car loan?

1. What procedures do I need to go through after the car loan is paid off? 1. After the car loan is paid off, the mortgage cancellation registration is required. The borrower should go to the local dmv to cancel the mortgage registration, and then get back the car title certificate, so that the car will truly belong to the owner. When going through the mortgage cancellation registration procedures, you must prepare the valid identity documents of the borrower, the applicant and the vehicle owner, the loan contract signed with the bank, the repayment card, the original motor vehicle registration certificate and other materials. 2. Legal basis: Article 394 of the Civil Code of People's Republic of China (PRC) guarantees the performance of debts. If the debtor or a third party does not transfer the possession of the property and mortgage the property to the creditor, the creditor shall have the right to be paid in priority for the property if the debtor fails to perform the due debt or realize the mortgage right according to the agreement of the parties. The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property that provides guarantee is the mortgaged property. Article 395 The following properties that the debtor or a third party has the right to dispose of may be mortgaged: (1) Buildings and other land attachments; Second, the right to use construction land; (3) the right to use the sea area; (4) Production equipment, raw materials, semi-finished products and products; (5) Buildings, ships and planes under construction; (6) means of transportation; (seven) other property not prohibited by laws and administrative regulations. The mortgagor may mortgage the property listed in the preceding paragraph together. 2. What are the procedures for buying a car with a loan? You need to go through the following procedures to get a car loan: 1. The buyer needs to provide valid identity documents, and temporary id card can also provide them; 2. If married, a copy of marriage certificate and spouse's ID card is required; 3. proof of residence: you need to provide proof of residence in your permanent residence, such as the electricity bill for the past 6 months. If you have real estate in your permanent residence, you need to provide real estate license; 4 proof of work and income, and provide proof of income stamped with the official seal of the work unit.